Vista Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Rule Branch	Fifth And Union, Rule, TX 79547	View Lobby Hours
Hamlin Branch	231 South Central Avenue, Hamlin, TX 79520	View Lobby Hours
Vista Bank	901 Main Street, Ralls, TX 79357	View Lobby Hours
Hale Center Branch	701 Main Street, Hale Center, TX 79041	View Lobby Hours
Lubbock 50th Street Branch	4621 50th Street, Lubbock, TX 79414	View Lobby Hours
98th Street Lubbock Branch	4515 98th Street, Lubbock, TX 79424	View Lobby Hours
Abernathy Branch	317 Main, Abernathy, TX 79311	View Lobby Hours
Idalou Branch	301 Main Street, Idalou, TX 79329	View Lobby Hours
Plainview Branch	3000 Olton Road, Plainview, TX 79072	View Lobby Hours
Petersburg Branch	1523 Main, Petersburg, TX 79250	View Lobby Hours
19th & Quaker Branch	4350 19th Street, Lubbock, TX 79407	View Lobby Hours
Dallas Loan Prod Office	325 N. St. Paul Street, Suite 3500, Dallas, TX 75201	View Lobby Hours
Ft. Worth Loan Prod Office	1751 River Run, Suite 200, Fort Worth, TX 76107	View Lobby Hours
Fort Worth Branch	1300 Summit Avenue, Fort Worth, TX 76102	View Lobby Hours
Austin Branch	3720 Jefferson Street, Austin, TX 78731	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 292473	6.357%	6.250% 0.50 points $3,633 fees	$1,971	Learn More
NMLS ID: 399799	6.599%	6.500% 0.63 points $3,459 fees	$2,023	Learn More
NMLS ID: 401822	6.632%	6.500% 0.75 points $4,395 fees	$2,023	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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