Western Commerce Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
North Canal Branch	501 North Canal Street, Carlsbad, NM 88220	View Lobby Hours
Grimes Branch	3920 N. Grimes, Hobbs, NM 88240	View Lobby Hours
Loving Branch	313 Cedar Street, Loving, NM 88256	View Lobby Hours
South Y Branch	3010 National Parks Highway, Carlsbad, NM 88220	View Lobby Hours
Hobbs Branch	2224 North Turner Boulevard, Hobbs, NM 88240	View Lobby Hours
Security Branch	212 North Canal, Carlsbad, NM 88220	View Lobby Hours
Hobbs Downtown Office	209 W. Taylor, Hobbs, NM 88240	View Lobby Hours
Albuquerque Branch	1910 Wyoming Blvd Ne, Albuquerque, NM 87105	View Lobby Hours
Lovington Main Branch	18 West Adams Street, Lovington, NM 88260	View Lobby Hours
Tatum Branch	102 South Avenue A, Tatum, NM 88267	View Lobby Hours
Western Commerce Bank	127 South Canyon Street, Carlsbad, NM 88220	View Lobby Hours
West Branch	1003 West Avenue D, Lovington, NM 88260	View Lobby Hours
Western Bank Of Clovis	901 Pile Street, Clovis, NM 88101	View Lobby Hours
Portales Branch	220 North Chicago Avenue, Portales, NM 88130	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 1881674	5.860%	5.750% 0.88 points $3,850 fees	$1,868	Learn More
NMLS ID: 1025894	6.227%	6.125% 0.88 points $3,500 fees	$1,945	Learn More
NMLS ID: 1907		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Achieve Loans See Table	Intro APR 6.740 % After Intro: 6.740 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period

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