Western State Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Willow City Branch	199 Main Street, Willow City, ND 58384	View Lobby Hours
Chandler, Az Branch	976 West Chandler Boulevard, Chandler, AZ 85225	View Lobby Hours
West Fargo Branch	755 13th Avenue East, West Fargo, ND 58078	View Lobby Hours
Central Arizona Bank Branch	7001 North Scottsdale Road, Suite 1000, Scottsdale, AZ 85253	View Lobby Hours
Fargo Branch	4302 13th Avenue South, Fargo, ND 58103	View Lobby Hours
202 Main Street South Branch	200 Main Street South, Towner, ND 58788	View Lobby Hours
Casa Grande Branch	1412 East Florence Boulevard, Casa Grande, AZ 85122	View Lobby Hours
Western State Bank - Granville Branc	114 Main Street South, Granville, ND 58741	View Lobby Hours
Western State Bank	110 Fourth Street Se, Devils Lake, ND 58301	View Lobby Hours
Upham Branch	# 3 C Avenue South, Upham, ND 58789	View Lobby Hours
Sun City Branch	10050 West Bell Road, Sun City, AZ 85373	View Lobby Hours
Sun City West Branch	19440 North R. H. Johnson Boulevard, Sun City West, AZ 85375	View Lobby Hours

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Reviews on Western State Bank

Jean-Marc | Nov 10, 2023

Just found out after submitting all my personal information: "Western also allows one free outgoing wire per month." "External transfers from Western State Bank Online Banking: After 60 days you will have access to External Transfer where you can add up to five external accounts and transfer money back and forth. The limits are $5,000 per day ($10,000 per 30-day period) transferred in and $10,000 per day ($20,000 per 30-day period) transferred out." Not a good fit if you have a little bit of savings.

PhilD | Aug 1, 2023

Western State Bank is an outstanding bank, but like others I found they would not honor online rates in the branch.

jeff | Jan 6, 2023

I did not find this rate anywhere. They knew nothing about it at branch in Fargo.

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 401822	6.116%	6.000% 0.63 points $3,995 fees	$1,919	Learn More
NMLS ID: 1025894	6.227%	6.125% 0.88 points $3,500 fees	$1,945	Learn More
NMLS ID: 6606	6.331%	6.240% 1.00 points $3,069 fees	$1,969	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Achieve Loans See Table	Intro APR 6.740 % After Intro: 6.740 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600

Western State Bank - Nationwide Branches

Reviews on Western State Bank

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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