Zions Bancorporation, N.A. - Nationwide Branches

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Branch	Address	View Lobby Hours
Bear Lake Valley Office	902 Washington Street, Montpelier, ID 83254	View Lobby Hours
Panguitch Branch	90 East Center Street, Panguitch, UT 84759	View Lobby Hours
Sandy Branch	8955 South And 700 East, Sandy, UT 84070	View Lobby Hours
Boise Main Branch	800 West Main Street Suite 100, Boise, ID 83702	View Lobby Hours
North Salt Lake Branch	870 North Highway 89, North Salt Lake, UT 84054	View Lobby Hours
Washington Branch	865 West Telegraph Road, Washington, UT 84780	View Lobby Hours
Magna Branch	8375 West 3500 South, Magna, UT 84044	View Lobby Hours
Heber Valley Branch	20 North Main, Heber City, UT 84032	View Lobby Hours
Payson Branch	80 East 1st North, Payson, UT 84651	View Lobby Hours
Rose Park Banking Center Branch	787 North Redwood Road, Salt Lake City, UT 84116	View Lobby Hours
Http://www.Zionsbank.com	310 South Main, Suite 340, Salt Lake City, UT 84101	View Lobby Hours
Union Heights Office	7620 South Union Park Avenue, Midvale, UT 84047	View Lobby Hours
River Road Office Branch	717 South River Road, Saint George, UT 84790	View Lobby Hours
Cottonwood Heights Branch	7015 South Highland Drive, Cottonwood Heights, UT 84121	View Lobby Hours
7th East Office	701 East 4th South Street, Salt Lake City, UT 84102	View Lobby Hours
Old Mill Office	6510 S Big Cottonwood Canyon Road, Holladay, UT 84121	View Lobby Hours
Smithfield Branch	685 South Main Street, Smithfield, UT 84335	View Lobby Hours
Lehi Branch	620 East Main Street, Lehi, UT 84043	View Lobby Hours
Eagle And Chinden Branch	6176 North Eagle, Boise, ID 83713	View Lobby Hours
American Fork Branch	606 East State Road, American Fork, UT 84003	View Lobby Hours
Roy Office Branch	5774 South 1900 West, Roy, UT 84067	View Lobby Hours
South Ogden Office Branch	5635 South Harrison Blvd., South Ogden, UT 84403	View Lobby Hours
Murray Branch	5595 South State Street, Murray, UT 84107	View Lobby Hours
Richfield Branch	55 West 100 North, Richfield, UT 84701	View Lobby Hours
Taylorsville Office	5482 South Redwood Road, Taylorsville, UT 84123	View Lobby Hours
Huntington Branch	51 North Main Street, Huntington, UT 84528	View Lobby Hours
Caldwell Branch	509 South Kimball Ave., Caldwell, ID 83605	View Lobby Hours
Gooding Branch	502 Main Street, Gooding, ID 83330	View Lobby Hours
Coalville Branch	5 South Main Street, Coalville, UT 84017	View Lobby Hours
Bountiful Branch	5 North Main Street, Bountiful, UT 84010	View Lobby Hours
Daybreak Office Branch	4753 West Daybreak Parkway, South Jordan, UT 84095	View Lobby Hours
Ephraim Office	10 South Main Street, Ephraim, UT 84627	View Lobby Hours
Holladay Branch	4641 South 2300 East, Holladay, UT 84117	View Lobby Hours
Orem Branch	462 West 800 North, Orem, UT 84057	View Lobby Hours
Pioneer Branch	488 North Main Street, Logan, UT 84321	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.768%	5.625% 1.00 points $5,038 fees	$1,843	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Reliant Home Funding, Inc See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.60% - 14.15*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(The advertised APR includes enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Consumers wishing to file a complaint against a mortgage company or a licensed residential mortgage loan originator should complete and send a complaint form to the Texas department of savings and mortgage lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage company. Relationships Rule: Transactions end, Relationships remain Accountability is Personal: Reflection before Projection Service through Knowledge: Great service means great understanding Evolve to Excel: We need to adapt and improve to succeed
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Farmers Bank of Kansas City See Table	Intro APR 8.750 % After Intro: 8.750 %	$25,000	Learn More More Info
This is not a pre-approval or an offer of credit. This is an invitation to apply, and in order to qualify for a loan you must meet our credit and other requirements. Applicants are required to provide a current and valid completed application, proof of income, mortgage statement, property hazard insurance, and a photo ID. Approval is contingent upon a full application and is not guaranteed. We will not extend credit if we cannot verify that your credit profile, debt, income, identity, property value, home equity, and title meet our underwriting criteria. Loan terms, rates, and fees are subject to change. Rates and terms may vary and depend on credit score, CLTV (combined loan-to-value), property type, occupancy and loan terms. These results are for informational purposes only. Farmers Bank of Kansas City’s Home Equity Line of Credit (HELOC) has a 20-year repayment term. The first 10 years will be the Draw period with the interest rate based on the Prime Rate published by the Wall Street Journal plus a margin and allows for an interest only payment to be made during the draw period. If a balance is owed after the draw period concludes, the interest rate will become fixed for the remaining 10 years and will be based upon the Prime Rate published by the Wall Street Journal plus a margin. The HELOC interest rate will not go below 5% or higher than 18%. The minimum line amount offered is $25,000 and the maximum line amount offered is $350,000. The minimum draw amount required is $25,000 or half of the maximum line amount, whichever is greater. A HELOC requires you to pledge your home as collateral, and you could lose your home if you fail to repay. Offers, rates and fees are subject to change without notice. Repayment begins approximately 30 calendar days after funding. Farmers Bank of Kansas City also offers a fixed rate Home Equity Loan (HELOAN). Rates vary and depend on credit score, CLTV (combined loan-to-value), property type, occupancy and loan terms. Customized Rate Quote 24/7 Online Borrower Portal Streamlined Online Application Up to 100% LTV

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