Ablebanking, A Division Of Northeast Bank:
Online Certificate of Deposit - 5.00% APY

• Interest rates and Annual Percentage Yields (APY) are subject to change without notice. The APY assumes interest remains on deposit until maturity.
• A penalty may be imposed for early withdrawal on any CD.
• Limited to individual CD accounts with a principal balance of $240,000 or less.
• Minimum balance to open is $1,000.
• Minimum balance to earn stated APY is $500.
• Not Available as an IRA.

Fee and Feature Guide

Certificate of Deposit
Interest Rate
APY 5.00%
Term Length 12 Month
Minimum deposit amount $500.00
Maximum deposit amount $240,000.00
Balance Requirements
Minimum Opening Deposit $1,000.00
Minimum Balance to Avoid Fees $0.00
Minimum Required Balance $0.00
Early withdrawal penalty
Monthly Maintenance Fee N/A
Foreign ATM Fees N/A
Insufficient Funds Fee $30.00
Incoming Wires N/A
Paper Statements Yes
Online Statements Yes
Online and Telephone Banking
Online Banking Yes
Telephone Banking Yes
Mobile Banking Yes
Deposit Checks with Mobile Device Yes
Free Bill Pay Yes
Online Bill Payments Required Yes
Account Opening
Open Online Yes
Insured by F.D.I.C.

Recent Rate Changes

Date APY
March 6, 2024 5.00%
January 5, 2024 4.95%
September 1, 2023 5.30%
August 20, 2023 0.05%

Customer Reviews for ableBanking, a division of Northeast Bank

  • April 18, 2018 |

    Online Savings Rates

    Worst experience of my life. Did not fund and gave $25 to my own charity.

  • March 28, 2018 |

    Online Savings Rates

    Add my name to the list of people who wish they had never heard of you.

  • March 19, 2018 |

    Online Savings Rates

    I really wish I hadn't seen this rate listed here. Chasing a slightly higher rate and a $25 gift on my behalf to a charity from a bank that isn't a bank wasted my time and cost me more than I would have made had I just left my money where it was.

  • March 13, 2018 |

    Online Savings Rates

    Not an online bank, but a bunch of shysters playing upon people's generosity by offering to give a token amount to charity. Give your own $25, take a tax deduction and go to Ally, Emigrant, Capital One or anywhere.

  • February 26, 2018 |

    Online Savings Rates

    I tried to deal with this and ended up wishing I had never heard of it. Got caught in the scam of giving $25 to a charity. After 2 months of dealing with a broken transfer system, a broken website and a phone which either rang on and on or hit some woman's VM, I managed to close the account and get my money back. Never got a penny in interest. Never got confirmation of the $25 transfer to charity. Celebrated my freedom by sending $25 to my favorite charity (not on their list). Farewell to this. Would give negative stars if I could.

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