Primary Bank:
Online Certificate of Deposit - 4.00% APY

• Minimum deposit to open is $1,000.
•Terms from 6 months to 5 years
• Free online banking to view balances
• Available interest payment options
• Penalty for early withdrawal may apply

Fee and Feature Guide

Certificate of Deposit
Interest Rate
APY 4.00%
Term Length 12 Month
Minimum deposit amount $1,000.00
Maximum deposit amount N/A
Balance Requirements
Minimum Opening Deposit $1,000.00
Minimum Balance to Avoid Fees $0.00
Minimum Required Balance $0.00
Early withdrawal penalty
Monthly Maintenance Fee N/A
Foreign ATM Fees N/A
Insufficient Funds Fee N/A
Incoming Wires N/A
Paper Statements ×
Online Statements Yes
Online and Telephone Banking
Online Banking Yes
Telephone Banking Yes
Mobile Banking Yes
Deposit Checks with Mobile Device Yes
Free Bill Pay Yes
Online Bill Payments Required Yes
Account Opening
Open Online Yes
Insured by F.D.I.C.

Recent Rate Changes

Date APY
April 19, 2024 4.00%
February 13, 2024 4.25%
August 20, 2023 4.00%

Customer Reviews for Primary Bank

  • March 30, 2021 |

    CDs 12 Month Rates

    These guys are the best local bank. Very responsive.

  • February 8, 2021 |

    Rejected, and I live in MA and have perfect credit. No time for small irrelevant New Hampshire banks.

  • January 20, 2021 |

    Was rejected for acct from NYC.

  • December 5, 2020 |

    Very happy with Primary Bank and Derry Branch Staff all customer relations make you feel that your business is important to the bank Lauren Branch Manager and Elizabeth have been there to assist us and making our banking experience with Primary a great Local banking relationship .

  • December 4, 2020 |

    Online CDs 12 Month Rates

    Unless you live in New England, it's a "no-go" and they don't show that on their website. They should not be on a list of national banks.

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