Rising Bank, A Division Of Midwest Bankcentre:
Online Certificate of Deposit - 5.31% APY

• Minimum balance to open the account is 1,000.00 .
• Must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.
• This account will automatically renew at maturity.
• Interest Credited on every 3 months.
• Account Maximum - $500,000

Fee and Feature Guide

Certificate of Deposit
Interest Rate
APY 5.31%
Term Length 12 Month
Minimum deposit amount $1,000.00
Maximum deposit amount $500,000.00
Balance Requirements
Minimum Opening Deposit $1,000.00
Minimum Balance to Avoid Fees $0.00
Minimum Required Balance $1,000.00
Early withdrawal penalty
Monthly Maintenance Fee N/A
Foreign ATM Fees N/A
Insufficient Funds Fee $25.00
Incoming Wires N/A
Paper Statements Yes
Online Statements Yes
Online and Telephone Banking
Online Banking Yes
Telephone Banking Yes
Mobile Banking Yes
Deposit Checks with Mobile Device Yes
Free Bill Pay Yes
Online Bill Payments Required Yes
Account Opening
Open Online Yes
Insured by F.D.I.C.

Recent Rate Changes

Date APY
April 19, 2024 5.31%
December 15, 2023 5.10%
December 1, 2023 5.25%
November 17, 2023 5.35%
November 10, 2023 5.50%
October 6, 2023 5.60%
August 18, 2023 5.50%

Customer Reviews for Rising Bank, a division of Midwest BankCentre

  • August 26, 2022

    Online Savings Rates

    Too slow to raise rates.

  • May 19, 2022 |

    Online CDs 12 Month Rates

    I am singing the blues with Rising. I had opened about 8 months ago when they were a rate leader at 0.60%. Now they are at 0.65% and everyone is much higher and I cannot seems to get my cash out fast enough.

  • August 13, 2021 |

    Online Savings Rates

    Very pleased with the no penalty cd which locks in a rate for 15 months and is always .10% above the savings rate.

  • June 25, 2020

    Online CDs 12 Month Rates

    I can tell you nothing of this bank. I can tell you the rate posted here is incorrect (FIFTH one today!) I only wish I could review BestCashCow.

  • June 28, 2019 |

    Online CDs 12 Month Rates

    I called and was told that the early withdrawal penalties are only 90 days on a 1-year CD and 180 days on anything longer. That seems more reasonable that the other penalties I see in this table. Is there any bank offering still lower early penalties in case I need the money in an emergency?

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