Rising Bank, A Division Of Midwest Bankcentre:
Online Certificate of Deposit - 3.40% APY
• Minimum balance to open the account is 1,000.00 .
• Must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.
• This account will automatically renew at maturity.
• Interest Credited on every 3 months.
• Account Maximum - $500,000
Fee and Feature Guide
| Certificate of Deposit | |
|---|---|
| Interest Rate | |
| APY | 3.40% |
| Term Length | 24 Month |
| Minimum deposit amount | $1,000.00 |
| Maximum deposit amount | N/A |
| Balance Requirements | |
| Minimum Opening Deposit | $1,000.00 |
| Minimum Balance to Avoid Fees | $0.00 |
| Minimum Required Balance | $1,000.00 |
| Minimum To Earn | $0.00 |
| Fees | |
| Early withdrawal penalty | |
| Monthly Maintenance Fee | N/A |
| Foreign ATM Fees | N/A |
| Insufficient Funds Fee | $25.00 |
| Incoming Wires | N/A |
| Statements | |
| Paper Statements | Yes |
| Online Statements | Yes |
| Online and Telephone Banking | |
| Online Banking | Yes |
| Telephone Banking | Yes |
| Mobile Banking | Yes |
| Deposit Checks with Mobile Device | Yes |
| Free Bill Pay | Yes |
| Online Bill Payments Required | Yes |
| Account Opening | |
| Open Online | Yes |
| Insured by | F.D.I.C. |
Recent Rate Changes
| Date | APY |
|---|---|
| September 23, 2025 | 3.40% |
| September 15, 2025 | 3.55% |
| September 3, 2025 | 3.95% |
| July 13, 2025 | 3.90% |
| June 12, 2025 | 4.00% |
| August 7, 2024 | 3.20% |
| February 9, 2024 | 4.25% |
| January 26, 2024 | 4.35% |
| December 15, 2023 | 4.75% |
| December 1, 2023 | 4.90% |
| November 17, 2023 | 5.00% |
| November 10, 2023 | 5.10% |
| October 13, 2023 | 5.30% |
| September 19, 2023 | 5.15% |
| August 30, 2023 | 5.00% |
| August 18, 2023 | 5.05% |
Customer Reviews for Rising Bank, a division of Midwest BankCentre
Az1
August 26, 2022
Too slow to raise rates.
Is this review helpful? Yes:0 / No: 1
Dr Louie
May 19, 2022 |
I am singing the blues with Rising. I had opened about 8 months ago when they were a rate leader at 0.60%. Now they are at 0.65% and everyone is much higher and I cannot seems to get my cash out fast enough.
Is this review helpful? Yes:0 / No: 0
12JBS34
August 13, 2021 |
Very pleased with the no penalty cd which locks in a rate for 15 months and is always .10% above the savings rate.
Is this review helpful? Yes:5 / No: 0
Savvysaver
June 25, 2020
I can tell you nothing of this bank. I can tell you the rate posted here is incorrect (FIFTH one today!) I only wish I could review BestCashCow.
Is this review helpful? Yes:4 / No: 0
Lisa P
June 28, 2019 |
I called and was told that the early withdrawal penalties are only 90 days on a 1-year CD and 180 days on anything longer. That seems more reasonable that the other penalties I see in this table. Is there any bank offering still lower early penalties in case I need the money in an emergency?
Is this review helpful? Yes:5 / No: 1
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