TotalDirect, a division of City National Bank of Florida:
Online Certificate of Deposit - 3.05% APY
• A $25,000 minimum deposit is required to open an account and in order to earn the advertised APY.
• The maximum amount allowed per client is $500,000.
• Guaranteed return.
• Automatic Renewal.
• FDIC insurance up to the maximum allowable.
• A penalty fee may be imposed for early withdrawal of CDs.
Fee and Feature Guide
| Certificate of Deposit | |
|---|---|
| Interest Rate | |
| APY | 3.05% |
| Term Length | 12 Month |
| Minimum deposit amount | $25,000.00 |
| Maximum deposit amount | N/A |
| Balance Requirements | |
| Minimum Opening Deposit | $25,000.00 |
| Minimum Balance to Avoid Fees | $0.00 |
| Minimum Required Balance | $0.00 |
| Fees | |
| Early withdrawal penalty | |
| Monthly Maintenance Fee | N/A |
| Foreign ATM Fees | N/A |
| Insufficient Funds Fee | $37.00 |
| Incoming Wires | $15.00 |
| Statements | |
| Paper Statements | Yes |
| Online Statements | Yes |
| Online and Telephone Banking | |
| Online Banking | Yes |
| Telephone Banking | Yes |
| Mobile Banking | Yes |
| Deposit Checks with Mobile Device | Yes |
| Free Bill Pay | Yes |
| Online Bill Payments Required | Yes |
| Account Opening | |
| Open Online | Yes |
| Insured by | F.D.I.C. |
Customer Reviews for TotalDirect, a division of City National Bank of Florida
james
August 31, 2022 |
you can view but you wont get in. application can't go through, they can't help even you called, Bank just make show they exit.
Is this review helpful? Yes:1 / No: 0
SandyB
August 25, 2020 |
Bank is owned by a Florida bank and yet I wasn't able to open an account because I live in Florida. Go figure!
Is this review helpful? Yes:4 / No: 0
jason petro
December 1, 2019 |
It says: "Please note: TotalDirectBank can conduct business anywhere in the US with the exception of California, Florida, Puerto Rico, American Samoa, Guam, Northern Mariana Islands, Puerto Rico and US Virgin Islands." Nice of them to say twice that they won't do business with people from PR!
Is this review helpful? Yes:3 / No: 2
annoyed
November 7, 2019 |
More than a handful of annoying things but I finally go the account opened. It won't work for you if you live in Florida, California, Hawaii, Guam, etc.
Is this review helpful? Yes:4 / No: 0
1960Oregon
October 23, 2019 |
I couldn't tell if my application was received so entered it multiple times. Then was rejected for being a Florida resident. Parent bank is called City National Bank of Florida and they are descriminating against FL residents?
Is this review helpful? Yes:4 / No: 2
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