| Texas Ratio | Headquarters | Assets | |
|---|---|---|---|
| City Bank | 2.23% | Lubbock, TX | $4,361,766 |
| Texas Bank and Trust Company | 1.94% | Longview, TX | $4,342,372 |
| Peoples Bank of Holyoke, Massachusetts | 2.78% | Holyoke, MA | $4,334,692 |
| International Bank of Commerce | 21.23% | Brownsville, TX | $4,328,117 |
| First National Bank Texas | 9.09% | Killeen, TX | $4,321,162 |
| Southern First Bank | 2.92% | Greenville, SC | $4,309,811 |
| VeraBank, National Association | 3.68% | Henderson, TX | $4,307,404 |
| ChoiceOne Bank | 3.77% | Sparta, MI | $4,305,175 |
| American Business Bank | 2.86% | Los Angeles, CA | $4,298,243 |
| Northeast Bank | 6.56% | Portland, ME | $4,279,069 |
| The Fidelity Bank | 3.95% | Fuquay Varina, NC | $4,263,695 |
| Celtic Bank | 11.13% | Salt Lake City, UT | $4,262,457 |
| First State Community Bank | 3.26% | Farmington, MO | $4,244,529 |
| Inwood National Bank | 3.81% | Dallas, TX | $4,235,197 |
| First Federal Bank | 9.90% | Lake City, FL | $4,194,869 |
| Civista Bank | 4.52% | Sandusky, OH | $4,176,759 |
| Bar Harbor Bank & Trust | 1.91% | Bar Harbor, ME | $4,106,441 |
| Citizens First Bank | 0.37% | The Villages, FL | $4,093,971 |
| Royal Business Bank | 9.73% | Los Angeles, CA | $4,082,907 |
| Wheaton Bank & Trust, National Association | 3.94% | Wheaton, IL | $4,069,969 |
| West Bank | 0.05% | West Des Moines, IA | $4,055,782 |
| National Cooperative Bank | 14.76% | Hillsboro, OH | $4,036,415 |
| Union Savings Bank | 3.27% | Cincinnati, OH | $4,025,669 |
| First Bank | 2.51% | Hamilton, NJ | $4,019,335 |
| The First Bank and Trust Company | 4.48% | Lebanon, VA | $4,009,521 |
| First Business Bank | 6.59% | Madison, WI | $4,004,502 |
| Spencer Savings Bank, SLA | 4.37% | Elmwood Park, NJ | $3,982,331 |
| RCB Bank | 3.38% | Claremore, OK | $3,972,883 |
| First Guaranty Bank | 35.23% | Hammond, LA | $3,967,352 |
| California Bank of Commerce, National Association | 2.93% | San Diego, CA | $3,952,515 |