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Comparison of Deposit Account from COMMONWEALTH ONE with 2.10% - September 2026

Long-Term Analysis of GENCO with 0.40% APY and COMMONWEALTH ONE with 2.10% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL MONEY MARKET

GENCO

0.40%

$50,000

N.A.

Credit Union

N.A.

$25,000

SCENARIO

Year	Rate 0.40%	Annual Interest	Annual Interest (After Tax)
1	50,000	200	140
2	50,200	201	141
3	50,401	202	141
4	50,602	202	142
5	50,805	203	142
6	51,008	204	143
7	51,212	205	143
8	51,417	206	144
9	51,623	206	145
10	51,829	207	145
11	52,036	208	146
12	52,245	209	146
13	52,454	210	147
14	52,663	211	147
15	52,874	211	148
16	53,085	212	149
17	53,298	213	149
18	53,511	214	150
19	53,725	215	150
20	53,940	216	151
	TOTAL	$4,156	$2,909

LOCAL SAVINGS

COMMONWEALTH ONE

2.10%

$50,000

N.A.

Credit Union

9.01x (National Avg. - 0.23%)

SCENARIO

Year	Rate 2.10%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,050	735
2	51,050	1,072	750
3	52,122	1,095	766
4	53,217	1,118	782
5	54,334	1,141	799
6	55,475	1,165	815
7	56,640	1,189	833
8	57,830	1,214	850
9	59,044	1,240	868
10	60,284	1,266	886
11	61,550	1,293	905
12	62,842	1,320	924
13	64,162	1,347	943
14	65,510	1,376	963
15	66,885	1,405	983
16	68,290	1,434	1,004
17	69,724	1,464	1,025
18	71,188	1,495	1,046
19	72,683	1,526	1,068
20	74,209	1,558	1,091
	TOTAL	$25,768	$18,037

All calculations are for demonstration purposes only.

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ONLINE BANKS	APY^?	MIN^?
North American Savings Bank, F.S.B.	4.50%	$100,000	Learn More on the North American Savings Bank, F.S.B. website
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Charles Schwab Bank, SSB	4.65%	$1,000	Learn More
Last change: ↑0.35% on September 25.
BTG Pactual Bank, National Association	4.50%	$500	Learn More
Last change: ↑0.45% on April 27. Early Withdrawal Penalty is 90 days interest.
BTG Pactual Bank, National Association	4.50%	$500	Learn More
Last change: ↑0.43% on April 27. Early Withdrawal Penalty is 90 days interest.
Sallie Mae Bank	4.50%	$2,500	Learn More
Last change: ↑0.10% on September 25.

Compare Savings vs. CDs Comparison of Deposit Account from COMMONWEALTH ONE with 2.10% - September 2026

Long-Term Analysis of GENCO with 0.40% APY and COMMONWEALTH ONE with 2.10% APY

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Compare Savings vs. CDs
Comparison of Deposit Account from COMMONWEALTH ONE with 2.10% - September 2026