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Comparison of Deposit Account from Platte Valley Bank with 0.90% - June 2025

Long-Term Analysis of GLOBAL with 2.90% APY and ROBINS FINANCIAL with 2.40% APY and Platte Valley Bank with 0.90% APY and Community Bank of Mississippi with 0.05% APY

This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.

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Amount

Type

Term

State

Product Name

PRODUCT

BANK

APY

STATE

AMOUNT

TERM

BANK TYPE

VS.NAT.AV.

MIN

LOCAL CD

GLOBAL

2.90%

$50,000

36 Month

Credit Union

3.85x (National Avg. - 0.75%)

$10,000

SCENARIO

Year	Rate 2.90%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,450	1,015
2	51,450	1,492	1,044
3	52,942	1,535	1,075
4	54,477	1,580	1,106
5	56,057	1,626	1,138
6	57,683	1,673	1,171
7	59,356	1,721	1,205
8	61,077	1,771	1,240
9	62,848	1,823	1,276
10	64,671	1,875	1,313
11	66,546	1,930	1,351
12	68,476	1,986	1,390
13	70,462	2,043	1,430
14	72,505	2,103	1,472
15	74,608	2,164	1,515
16	76,772	2,226	1,558
17	78,998	2,291	1,604
18	81,289	2,357	1,650
19	83,646	2,426	1,698
20	86,072	2,496	1,747
	TOTAL	$38,568	$26,998

LOCAL CD

ROBINS FINANCIAL

2.40%

$50,000

36 Month

Credit Union

3.18x (National Avg. - 0.75%)

$500

SCENARIO

Year	Rate 2.40%	Annual Interest	Annual Interest (After Tax)
1	50,000	1,200	840
2	51,200	1,229	860
3	52,429	1,258	881
4	53,687	1,288	902
5	54,976	1,319	924
6	56,295	1,351	946
7	57,646	1,384	968
8	59,030	1,417	992
9	60,446	1,451	1,015
10	61,897	1,486	1,040
11	63,383	1,521	1,065
12	64,904	1,558	1,090
13	66,461	1,595	1,117
14	68,056	1,633	1,143
15	69,690	1,673	1,171
16	71,362	1,713	1,199
17	73,075	1,754	1,228
18	74,829	1,796	1,257
19	76,625	1,839	1,287
20	78,464	1,883	1,318
	TOTAL	$30,347	$21,243

LOCAL CD

Platte Valley Bank

0.90%

$50,000

60 Month

Bank

0.98x (National Avg. - 0.92%)

$10,000

SCENARIO

Year	Rate 0.90%	Annual Interest	Annual Interest (After Tax)
1	50,000	450	315
2	50,450	454	318
3	50,904	458	321
4	51,362	462	324
5	51,824	466	326
6	52,291	471	329
7	52,761	475	332
8	53,236	479	335
9	53,715	483	338
10	54,199	488	341
11	54,687	492	345
12	55,179	497	348
13	55,675	501	351
14	56,177	506	354
15	56,682	510	357
16	57,192	515	360
17	57,707	519	364
18	58,226	524	367
19	58,750	529	370
20	59,279	534	373
	TOTAL	$9,813	$6,869

LOCAL MONEY MARKET

Community Bank of Mississippi

0.05%

$50,000

N.A.

Bank

0.05x (National Avg. - 0.92%)

$10,000

SCENARIO

Year	Rate 0.05%	Annual Interest	Annual Interest (After Tax)
1	50,000	25	18
2	50,025	25	18
3	50,050	25	18
4	50,075	25	18
5	50,100	25	18
6	50,125	25	18
7	50,150	25	18
8	50,175	25	18
9	50,200	25	18
10	50,225	25	18
11	50,251	25	18
12	50,276	25	18
13	50,301	25	18
14	50,326	25	18
15	50,351	25	18
16	50,376	25	18
17	50,402	25	18
18	50,427	25	18
19	50,452	25	18
20	50,477	25	18
	TOTAL	$502	$352

All calculations are for demonstration purposes only.

Featured CD Rates

ONLINE BANKS	APY^?	MIN^?
Brilliant Bank, a division of Equity Bank	4.55%	$1,000	Learn More
Last change: ↓0.50% on October 1, 2024.
ableBanking, a division of Northeast Bank	4.50%	$500	Learn More
Last change: ↑0.20% on January 18.
Finworth, a division of InsBank	4.50%	$50,000	Learn More
Last change: ↑0.20% on April 9.
First Internet Bank of Indiana	4.49%	$1,000	Learn More
Last change: ↑0.34% on May 27. Warning: Early Withdrawal Penalty is 180 days interest.
Finworth, a division of InsBank	4.46%	$50,000	Learn More
Last change: ↑0.26% on April 9. Early Withdrawal Penalty is 6 months interest.

Compare Savings vs. CDs Comparison of Deposit Account from Platte Valley Bank with 0.90% - June 2025

Long-Term Analysis of GLOBAL with 2.90% APY and ROBINS FINANCIAL with 2.40% APY and Platte Valley Bank with 0.90% APY and Community Bank of Mississippi with 0.05% APY

Featured CD Rates

Compare Savings vs. CDs
Comparison of Deposit Account from Platte Valley Bank with 0.90% - June 2025