Compare Savings vs. CDs
Comparison of Deposit Account from Platte Valley Bank with 0.90%
- September 2026
Long-Term Analysis of Platte Valley Bank with 0.90% APY and First Savings Bank with 0.65% APY and Tri Valley Bank with 1.21% APY and Tompkins Community Bank with 2.60% APY and Tioga State Bank with 0.45% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD0.90%-$50,00060 MonthBank0.97x (National Avg. - 0.93%)$10,000SCENARIO
Year Rate
0.90%Annual
InterestAnnual Interest
(After Tax)1 50,000 450 315 2 50,450 454 318 3 50,904 458 321 4 51,362 462 324 5 51,824 466 326 6 52,291 471 329 7 52,761 475 332 8 53,236 479 335 9 53,715 483 338 10 54,199 488 341 11 54,687 492 345 12 55,179 497 348 13 55,675 501 351 14 56,177 506 354 15 56,682 510 357 16 57,192 515 360 17 57,707 519 364 18 58,226 524 367 19 58,750 529 370 20 59,279 534 373 TOTAL $9,813 $6,869 - 2LOCAL CD0.65%-$50,00036 MonthBank0.86x (National Avg. - 0.76%)$10,000SCENARIO
Year Rate
0.65%Annual
InterestAnnual Interest
(After Tax)1 50,000 325 228 2 50,325 327 229 3 50,652 329 230 4 50,981 331 232 5 51,313 334 233 6 51,646 336 235 7 51,982 338 237 8 52,320 340 238 9 52,660 342 240 10 53,002 345 241 11 53,347 347 243 12 53,693 349 244 13 54,042 351 246 14 54,394 354 247 15 54,747 356 249 16 55,103 358 251 17 55,461 360 252 18 55,822 363 254 19 56,185 365 256 20 56,550 368 257 TOTAL $6,917 $4,842 - 3LOCAL CD1.21%-$50,00060 MonthBank1.31x (National Avg. - 0.93%)$10,000SCENARIO
Year Rate
1.21%Annual
InterestAnnual Interest
(After Tax)1 50,000 605 424 2 50,605 612 429 3 51,217 620 434 4 51,837 627 439 5 52,464 635 444 6 53,099 642 450 7 53,742 650 455 8 54,392 658 461 9 55,050 666 466 10 55,716 674 472 11 56,390 682 478 12 57,073 691 483 13 57,763 699 489 14 58,462 707 495 15 59,170 716 501 16 59,885 725 507 17 60,610 733 513 18 61,343 742 520 19 62,086 751 526 20 62,837 760 532 TOTAL $13,597 $9,518 - 4LOCAL CD2.60%-$50,0006 MonthBank6.45x (National Avg. - 0.40%)$1,000SCENARIO
Year Rate
2.60%Annual
InterestAnnual Interest
(After Tax)1 50,000 1,300 910 2 51,300 1,334 934 3 52,634 1,368 958 4 54,002 1,404 983 5 55,406 1,441 1,008 6 56,847 1,478 1,035 7 58,325 1,516 1,062 8 59,841 1,556 1,089 9 61,397 1,596 1,117 10 62,994 1,638 1,146 11 64,631 1,680 1,176 12 66,312 1,724 1,207 13 68,036 1,769 1,238 14 69,805 1,815 1,270 15 71,620 1,862 1,303 16 73,482 1,911 1,337 17 75,392 1,960 1,372 18 77,353 2,011 1,408 19 79,364 2,063 1,444 20 81,427 2,117 1,482 TOTAL $33,544 $23,481 - 5LOCAL CD0.45%-$50,00024 MonthBank0.68x (National Avg. - 0.66%)$10,000SCENARIO
Year Rate
0.45%Annual
InterestAnnual Interest
(After Tax)1 50,000 225 158 2 50,225 226 158 3 50,451 227 159 4 50,678 228 160 5 50,906 229 160 6 51,135 230 161 7 51,365 231 162 8 51,596 232 163 9 51,829 233 163 10 52,062 234 164 11 52,296 235 165 12 52,531 236 165 13 52,768 237 166 14 53,005 239 167 15 53,244 240 168 16 53,483 241 168 17 53,724 242 169 18 53,966 243 170 19 54,209 244 171 20 54,453 245 172 TOTAL $4,698 $3,288
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
|---|---|---|---|---|
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.65% |
$1,000 |
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Last change: ↑0.35% on September 25. |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
Learn More | |
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Last change: ↑0.43% on April 27. |
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4.50% |
$2,500 |
Learn More | |
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Last change: ↑0.10% on September 25. |
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