Compare Savings vs. CDs
Comparison of Deposit Account from Southern Bank & Trust with 1.10%
- September 2026
Long-Term Analysis of Southern Bank & Trust with 1.10% APY and Armstrong Bank with 0.62% APY
This analysis is for demonstrative purposes only. Savings rates may go up or down, and CD rates may not be renewable for the length of the term of the analysis.
You May Choose More Savings or CD Products From Among these Popular Products to Compare
- 1LOCAL CD1.10%-$50,00060 MonthBank1.19x (National Avg. - 0.93%)$100,000SCENARIO
Year Rate
1.10%Annual
InterestAnnual Interest
(After Tax)1 50,000 550 385 2 50,550 556 389 3 51,106 562 394 4 51,668 568 398 5 52,237 575 402 6 52,811 581 407 7 53,392 587 411 8 53,979 594 416 9 54,573 600 420 10 55,173 607 425 11 55,780 614 430 12 56,394 620 434 13 57,014 627 439 14 57,641 634 444 15 58,276 641 449 16 58,917 648 454 17 59,565 655 459 18 60,220 662 464 19 60,882 670 469 20 61,552 677 474 TOTAL $12,229 $8,560 - 2LOCAL CD0.62%-$50,00018 MonthBank1.07x (National Avg. - 0.58%)$10,000SCENARIO
Year Rate
0.62%Annual
InterestAnnual Interest
(After Tax)1 50,000 310 217 2 50,310 312 218 3 50,622 314 220 4 50,936 316 221 5 51,252 318 222 6 51,569 320 224 7 51,889 322 225 8 52,211 324 227 9 52,534 326 228 10 52,860 328 229 11 53,188 330 231 12 53,518 332 232 13 53,850 334 234 14 54,183 336 235 15 54,519 338 237 16 54,857 340 238 17 55,197 342 240 18 55,540 344 241 19 55,884 346 243 20 56,231 349 244 TOTAL $6,579 $4,605
All calculations are for demonstration purposes only.
Featured CD Rates
Advertiser Disclosure| ONLINE BANKS | APY? | MIN? | ||
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4.50% | $100,000 |
Learn More on the North American Savings Bank, F.S.B. website |
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4.65% |
$1,000 |
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Last change: ↑0.35% on September 25. |
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4.50% |
$500 |
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Last change: ↑0.45% on April 27. |
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4.50% |
$500 |
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Last change: ↑0.43% on April 27. |
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4.50% |
$2,500 |
Learn More | |
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Last change: ↑0.10% on September 25. |
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