1st Midamerica Credit Union - Nationwide Branches

View 1st Midamerica Credit Union overview page →

Branch	Address	View Lobby Hours
Decatur Office	202 E Ash Ave, Decatur, IL 62526	View Lobby Hours
Bethalto 111 Office	301 Mechanical Dr, East Alton, IL 62024	View Lobby Hours
Granite City Office	3361 Fehling Rd Ste 7, Granite City, IL 62040	View Lobby Hours
Godfrey Office	5301 Godfrey Rd, Godfrey, IL 62035	View Lobby Hours
Bethalto 140 Office	731 E Bethalto Dr, Bethalto, IL 62010	View Lobby Hours
College Office	3553 College Ave, Alton, IL 62002	View Lobby Hours
Jerseyville Office	300 W County Rd, Jerseyville, IL 62052	View Lobby Hours
Independence Office	19301 E Valley View Pkwy, Independence, MO 64055	View Lobby Hours
Wood River Office	1795 E Edwardsville Rd, Wood River, IL 62095	View Lobby Hours
Edwardsville Office	1611 Troy Rd, Edwardsville, IL 62025	View Lobby Hours
Broadway Office	3401 E Broadway, Alton, IL 62002	View Lobby Hours
East Alton Office	419 N Shamrock St, East Alton, IL 62024	View Lobby Hours

«
Page 1 of 1
»

Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 292473	6.477%	6.375%	0.50	$3,448	$1,997	Learn More
NMLS ID: 401822	6.770%	6.625%	0.88	$4,795	$2,049	Learn More
NMLS ID: 3030						Learn More
NMLS ID: 401822						Learn More

See More Mortgage Rates →

Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

See More Home Equity Rates →

New Bank Offers

Download a Free eBook

Bank On It:
The No Risk Way To Boost Your Savings

BestCashCow
Guide To Credit Card Travel Rewards

65 Questions to Ask before Choosing a CD

The Insider's Guide
to
Mortgages

Plan and Optimize Your Finances