4front Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Pickford Branch	7196 E. Charles, Pickford, MI 49774	View Lobby Hours
Old Mission Bank	2701 1-75 Business Spur, Sault Sainte Marie, MI 49783	View Lobby Hours
Charlevoix	1031 May St, Charlevoix, MI 49720	View Lobby Hours
Mancelona Office	304 S Williams St, Mancelona, MI 49659	View Lobby Hours
US31	3745 N US Highway 31 S, Traverse City, MI 49684	View Lobby Hours
Members Mortgage Center	3337 S Airport Rd W, Traverse City, MI 49684	View Lobby Hours
Traverse City Lending Center	3323 S Airport Rd W, Traverse City, MI 49684	View Lobby Hours
Hastings Office	1234 Hastings St, Traverse City, MI 49686	View Lobby Hours
Bellaire	515 E Cayuga St, Bellaire, MI 49615	View Lobby Hours
Kalkaska Office	120 County Road 612 NE, Kalkaska, MI 49646	View Lobby Hours
Manistee Office	1960 US Highway 31 S, Manistee, MI 49660	View Lobby Hours
Career Tech Center Office	TBA Career Tech Center, Traverse City, MI 49686	View Lobby Hours
West Front St Office	3939 W Front St, Traverse City, MI 49684	View Lobby Hours
4Front Credit Union Administrative Offices	101 N Park St, Traverse City, MI 49684	View Lobby Hours
Boyne City	308 N Lake St, Boyne City, MI 49712	View Lobby Hours
Hastings Training Center	1248 Hastings St, Traverse City, MI 49686	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 401822	6.116%	6.000%	0.63	$3,995	$1,919	Learn More
NMLS ID: 3030						Learn More
NMLS ID: 491986						Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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