Allegacy Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Kennedy High School	890 E 11th St, Winston Salem, NC 27101	View Lobby Hours
Battleground	3314 Battleground Ave, Greensboro, NC 27410	View Lobby Hours
King	109 Carmel Dr, King, NC 27021	View Lobby Hours
Mocksville	256 Hospital St, Mocksville, NC 27028	View Lobby Hours
Davidson	735 Ingersoll Rand Rd, Davidson, NC 28036	View Lobby Hours
North Forsyth High School	5705 Shattalon Dr, Winston Salem, NC 27105	View Lobby Hours
Allegacy Village	6320 Allegacy Way, Clemmons, NC 27012	View Lobby Hours
Reagan High School	3750 Transou Rd, Pfafftown, NC 27040	View Lobby Hours
North Patterson	4680 N Patterson Ave, Winston Salem, NC 27105	View Lobby Hours
Parkway Plaza	1375 Silas Creek Pkwy, Winston Salem, NC 27127	View Lobby Hours
Atkins High School	3605 Old Greensboro Rd, Winston Salem, NC 27101	View Lobby Hours
Glenn High School	1600 Union Cross Rd, Kernersville, NC 27284	View Lobby Hours
Hanes Mall	700 Highland Oaks Dr, Winston Salem, NC 27103	View Lobby Hours
Charlotte	1900 Randolph Rd, Charlotte, NC 28207	View Lobby Hours
West Forsyth High School	1735 Lewisville Clemmons Rd, Clemmons, NC 27012	View Lobby Hours
Stafford Village	3390 Sides Branch Rd, Winston Salem, NC 27127	View Lobby Hours
Reynolds High School	301 N Hawthorne Rd, Winston Salem, NC 27104	View Lobby Hours
Mt Tabor High School	342 Petree Rd, Winston Salem, NC 27106	View Lobby Hours
Biotech	575 N Patterson Ave, Winston Salem, NC 27101	View Lobby Hours
Tobaccoville	110 Moore-Rjr Dr, Tobaccoville, NC 27050	View Lobby Hours
E Hanover	200 DeForest Ave, East Hanover, NJ 7936	View Lobby Hours
Westbrook	1691 Westbrook Plaza Dr, Winston Salem, NC 27103	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 292473	5.733%	5.625%	0.63	$3,800	$1,843	Learn More
NMLS ID: 399799	6.089%	6.000%	0.63	$3,196	$1,919	Learn More
NMLS ID: 3030						Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

Allegacy Credit Union - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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