Credit Union One - Nationwide Branches

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Branch	Address	View Lobby Hours
CUO-Westland	29450 Warren Rd, Westland, MI 48185	View Lobby Hours
CUO-Waterford	3805 Highland Rd, Waterford, MI 48328	View Lobby Hours
CUO-Troy	6010 Rochester Rd, Troy, MI 48085	View Lobby Hours
CUO-TC	1407 S Division St, Traverse City, MI 49684	View Lobby Hours
CUO-Sterling Hts.	9000 15 Mile Rd, Sterling Heights, MI 48312	View Lobby Hours
CUO-St. Clair Shores	28201 Harper Ave, Saint Clair Shores, MI 48081	View Lobby Hours
CUO-Shelby Twp.	51111 Van Dyke Ave, Shelby Township, MI 48316	View Lobby Hours
CUO-GR	1609 Walker Ave NW, Grand Rapids, MI 49504	View Lobby Hours
CUO-Macomb	16255 Hall Rd, Macomb, MI 48044	View Lobby Hours
CUO-Farmington	31716 Grand River Ave, Farmington, MI 48336	View Lobby Hours
CUO-Detroit Medical Center	4201 Saint Antoine St, Detroit, MI 48201	View Lobby Hours
CUO-Berkley	28845 Woodward Ave, Berkley, MI 48072	View Lobby Hours
CUO-Beaumont RO	3601 W 13 Mile Rd Ofc 104, Royal Oak, MI 48073	View Lobby Hours
CUO-Ferndale	400 E 9 Mile Rd, Ferndale, MI 48220	View Lobby Hours
CUO-Southwest	5601 Eldred St, Detroit, MI 48209	View Lobby Hours
CUO-Woodhaven	22170 Allen Rd, Woodhaven, MI 48183	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 3030						Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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