Desert Financial Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Baseline Frys	5140 W Baseline Rd, Laveen, AZ 85339	View Lobby Hours
Apache Trail Frys	185 W Apache Trl, Apache Junction, AZ 85120	View Lobby Hours
Maricopa Frys	20797 N John Wayne Pkwy, Maricopa, AZ 85139	View Lobby Hours
Gilbert	1525 N Gilbert Rd Ste 110, Gilbert, AZ 85234	View Lobby Hours
Chandler	1949 W Ray Rd, Chandler, AZ 85224	View Lobby Hours
Black Canyon	6633 N Black Canyon Hwy, Phoenix, AZ 85015	View Lobby Hours
Signal Butte Wal-Mart	1606 S Signal Butte Rd, Mesa, AZ 85209	View Lobby Hours
Ahwatukee	4940 E Ray Rd Ste 11, Phoenix, AZ 85044	View Lobby Hours
44th Street	2500 N 44th St, Phoenix, AZ 85008	View Lobby Hours
Williams Field Wal-Mart	2501 S Market St, Gilbert, AZ 85295	View Lobby Hours
Surprise Wal-Mart	13770 W Bell Rd, Surprise, AZ 85374	View Lobby Hours
Bell and 303	16772 W Bell Rd Ste 111, Surprise, AZ 85374	View Lobby Hours
Queen Creek Wal-Mart	1725 W Hunt Hwy, San Tan Valley, AZ 85143	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 3030						Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Farmers Bank of Kansas City See Table	Intro APR 8.750 % After Intro: 8.750 %	$25,000	Learn More More Info
This is not a pre-approval or an offer of credit. This is an invitation to apply, and in order to qualify for a loan you must meet our credit and other requirements. Applicants are required to provide a current and valid completed application, proof of income, mortgage statement, property hazard insurance, and a photo ID. Approval is contingent upon a full application and is not guaranteed. We will not extend credit if we cannot verify that your credit profile, debt, income, identity, property value, home equity, and title meet our underwriting criteria. Loan terms, rates, and fees are subject to change. Rates and terms may vary and depend on credit score, CLTV (combined loan-to-value), property type, occupancy and loan terms. These results are for informational purposes only. Farmers Bank of Kansas City’s Home Equity Line of Credit (HELOC) has a 20-year repayment term. The first 10 years will be the Draw period with the interest rate based on the Prime Rate published by the Wall Street Journal plus a margin and allows for an interest only payment to be made during the draw period. If a balance is owed after the draw period concludes, the interest rate will become fixed for the remaining 10 years and will be based upon the Prime Rate published by the Wall Street Journal plus a margin. The HELOC interest rate will not go below 5% or higher than 18%. The minimum line amount offered is $25,000 and the maximum line amount offered is $350,000. The minimum draw amount required is $25,000 or half of the maximum line amount, whichever is greater. A HELOC requires you to pledge your home as collateral, and you could lose your home if you fail to repay. Offers, rates and fees are subject to change without notice. Repayment begins approximately 30 calendar days after funding. Farmers Bank of Kansas City also offers a fixed rate Home Equity Loan (HELOAN). Rates vary and depend on credit score, CLTV (combined loan-to-value), property type, occupancy and loan terms. Customized Rate Quote 24/7 Online Borrower Portal Streamlined Online Application Up to 100% LTV

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