Directions Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Lourdes	6832 Convent Blvd, Sylvania, OH 43560	View Lobby Hours
Westgate	3450 W Central Ave, Toledo, OH 43606	View Lobby Hours
Whiteford	5121 Whiteford Rd, Sylvania, OH 43560	View Lobby Hours
West Branch	3000 Tremainsville Rd, Toledo, OH 43613	View Lobby Hours
Maumee	3321 Briarfield Blvd, Maumee, OH 43537	View Lobby Hours
Perrysburg/Levis Commons	4150 Brockway Dr, Perrysburg, OH 43551	View Lobby Hours
Oregon	3312 Dustin Rd, Oregon, OH 43616	View Lobby Hours
Rossford	27427 Crossroads Pkwy, Rossford, OH 43460	View Lobby Hours
Reynolds/South Toledo	2533 S Reynolds Rd, Toledo, OH 43614	View Lobby Hours
South Diamond	460 S Diamond St, Mansfield, OH 44902	View Lobby Hours
New Philadelphia	1127 4th St NW, New Philadelphia, OH 44663	View Lobby Hours
Madison/Central OH Ops	1434 Ashland Rd, Mansfield, OH 44905	View Lobby Hours
Willard	1 N Myrtle Ave, Willard, OH 44890	View Lobby Hours
Wooster	2258 Eagle Pass, Wooster, OH 44691	View Lobby Hours
Lexington	340 W Main St, Lexington, OH 44904	View Lobby Hours
Ashland	1306 Cleveland Ave, Ashland, OH 44805	View Lobby Hours
Ontario	1690 W 4th St, Ontario, OH 44906	View Lobby Hours
Owens Corning WHQ	1 Owens Corning Pkwy, Toledo, OH 43659	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 3030						Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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