Esl Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Ridgeway	2480 Ridgeway Ave, Rochester, NY 14626	View Lobby Hours
Pittsford	11 State St, Pittsford, NY 14534	View Lobby Hours
Cobblestone Court	200 Cobblestone Court Dr, Victor, NY 14564	View Lobby Hours
ESL FCU	225 Chestnut St, Rochester, NY 14604	View Lobby Hours
State Street Office - Kodak	377 State St, Rochester, NY 14608	View Lobby Hours
Webster	1055 Ridge Rd, Webster, NY 14580	View Lobby Hours
Chestnut	225 Chestnut St, Rochester, NY 14604	View Lobby Hours
Canandaigua	4175 Recreation Dr, Canandaigua, NY 14424	View Lobby Hours
Geneseo	22 Ryan Dr, Geneseo, NY 14454	View Lobby Hours
Twelve Corners	1881 Monroe Ave, Rochester, NY 14618	View Lobby Hours
Penfield	2059 Fairport Nine Mile Point Rd, Penfield, NY 14526	View Lobby Hours
Chili	3169 Chili Ave, Rochester, NY 14624	View Lobby Hours
Mount Read	3508 Mount Read Blvd, Rochester, NY 14616	View Lobby Hours
Brighton Henrietta	100 Canal View Blvd, Rochester, NY 14623	View Lobby Hours
Brockport	6670 4th Section Rd, Brockport, NY 14420	View Lobby Hours
Newark	140 S Main St, Newark, NY 14513	View Lobby Hours
Merchants	215 Merchants Rd, Rochester, NY 14609	View Lobby Hours
Irondequiot	518 E Ridge Rd, Rochester, NY 14621	View Lobby Hours
Culver Ridge	2255 E Ridge Rd, Rochester, NY 14622	View Lobby Hours
Long Pond	745 Long Pond Rd, Rochester, NY 14612	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 401822	6.116%	6.000%	0.63	$3,995	$1,919	Learn More
NMLS ID: 1025894	6.227%	6.125%	0.88	$3,500	$1,945	Learn More
NMLS ID: 6606	6.331%	6.240%	1.00	$3,069	$1,969	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Achieve Loans See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600

Esl Credit Union - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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