Everwise Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Great Dane Brazil	2664 E US Highway 40, Brazil, IN 47834	View Lobby Hours
County Road 6	201 County Road 6 W, Elkhart, IN 46514	View Lobby Hours
Crawfordsville	1570 S US Highway 231, Crawfordsville, IN 47933	View Lobby Hours
Meijer Fisher	8375 E 96th St, Indianapolis, IN 46256	View Lobby Hours
Hammond	1918 165th St, Hammond, IN 46320	View Lobby Hours
SR19	2930 S Nappanee St, Elkhart, IN 46517	View Lobby Hours
Meijer Southport	5325 E Southport Rd, Indianapolis, IN 46237	View Lobby Hours
Westfield	144 W Main St, Westfield, IN 46074	View Lobby Hours
Meridian	2331 N Meridian St, Indianapolis, IN 46208	View Lobby Hours
Meijer Greenwood	150 Marlin Dr, Greenwood, IN 46142	View Lobby Hours
Meijer Carmel	1424 W Carmel Dr, Carmel, IN 46032	View Lobby Hours
Martins Goshen	1527 Bashor Rd, Goshen, IN 46528	View Lobby Hours
Martins Cobblestone	3900 E Bristol St Ste A, Elkhart, IN 46514	View Lobby Hours
Bittersweet	345 N Bittersweet Rd, Mishawaka, IN 46544	View Lobby Hours
Lincolnway West	735 Lincoln Way W, South Bend, IN 46616	View Lobby Hours
Meijer Pike Plaza	5349 W Pike Plaza Rd, Indianapolis, IN 46254	View Lobby Hours
Ireland Road	1930 E Ireland Rd, South Bend, IN 46614	View Lobby Hours
Meijer Noblesville	17000 Mercantile Blvd, Noblesville, IN 46060	View Lobby Hours
Shadeland	6710 N Shadeland Ave, Indianapolis, IN 46220	View Lobby Hours
Huntington	313 Northpoint Ave, Huntington, IN 46750	View Lobby Hours
Greencastle	57 Putnam Plz, Greencastle, IN 46135	View Lobby Hours
Corporate	110 S Main St, South Bend, IN 46601	View Lobby Hours
Concord	206 Concord Mall Dr, Elkhart, IN 46517	View Lobby Hours
Avon	7607 E US Highway 36, Avon, IN 46123	View Lobby Hours
Emerson	4705 S Emerson Ave, Indianapolis, IN 46203	View Lobby Hours
Jefferson	823 E Jefferson Blvd, South Bend, IN 46617	View Lobby Hours
Mishawaka	133 E McKinley Ave, Mishawaka, IN 46545	View Lobby Hours
Niles	1500 S 11th St, Niles, MI 49120	View Lobby Hours
Whiting	1703 Calumet Ave, Whiting, IN 46394	View Lobby Hours
Nucor	4537 S Nucor Rd, Crawfordsville, IN 47933	View Lobby Hours
Martins Warsaw	1150 Husky Trl, Warsaw, IN 46582	View Lobby Hours
Chesterton	104 E 1100 N, Chesterton, IN 46304	View Lobby Hours
Granger Service Center	13050 State Road 23, Granger, IN 46530	View Lobby Hours
Allisonville	10998 Allisonville Rd, Fishers, IN 46038	View Lobby Hours
Meijer Grape Road	5020 Grape Rd, Mishawaka, IN 46545	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 6606	6.092%	6.000%	1.00	$3,162	$1,919	Learn More
NMLS ID: 401822	6.116%	6.000%	0.63	$3,995	$1,919	Learn More
NMLS ID: 1025894	6.209%	6.125%	0.63	$2,850	$1,945	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Upstart See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873. As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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