Floridacentral Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
35 - Sarasota Branch	3451 Cattlemen Rd, Sarasota, FL 34232	View Lobby Hours
45- St. Petersburg Branch	400 16th St N, Saint Petersburg, FL 33705	View Lobby Hours
South Tampa	3333 Henderson Blvd, Tampa, FL 33609	View Lobby Hours
30- Bradenton Branch	701 9th St W, Bradenton, FL 34205	View Lobby Hours
80- Port Charlotte Branch	1600 Tamiami Trl, Port Charlotte, FL 33948	View Lobby Hours
43- Clearwater Branch	2201 NE Coachman Rd Ste 101, Clearwater, FL 33765	View Lobby Hours
21- Trinity Branch	2019 Little Rd, Trinity, FL 34655	View Lobby Hours
40- Seminole Branch	8202 113th St, Seminole, FL 33772	View Lobby Hours
50- Lakeland Branch	4630 S Florida Ave, Lakeland, FL 33813	View Lobby Hours
15- Citrus Park Branch	8620 Citrus Park Dr, Tampa, FL 33625	View Lobby Hours
60- Brandon Branch	334 Oakfield Dr, Brandon, FL 33511	View Lobby Hours
70- North Tampa Branch	2323 E Fowler Ave, Tampa, FL 33612	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 292473	6.477%	6.375%	0.50	$3,448	$1,997	Learn More
NMLS ID: 401822	6.770%	6.625%	0.88	$4,795	$2,049	Learn More
NMLS ID: 3030						Learn More
NMLS ID: 401822						Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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