Georgia's Own Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Vinings Bank	4135 Atlanta Road, Smyrna, GA 30080	View Lobby Hours
Roswell	1184 Alpharetta St, Roswell, GA 30075	View Lobby Hours
Buford	3360 Buford Dr, Buford, GA 30519	View Lobby Hours
Douglasville Branch	5895 Stewart Pkwy, Douglasville, GA 30135	View Lobby Hours
Park Springs	500 Springhouse Cir, Stone Mountain, GA 30087	View Lobby Hours
Cumming Vickery Village	5860 Bond St, Cumming, GA 30040	View Lobby Hours
RECU - Duluth	5985 State Bridge Rd, Duluth, GA 30097	View Lobby Hours
Home Office	1155 Peachtree St NE Ste 400, Atlanta, GA 30309	View Lobby Hours
Alpharetta Branch	5825 Windward Pkwy, Alpharetta, GA 30005	View Lobby Hours
Augusta Branch	1267 Augusta West Pkwy, Augusta, GA 30909	View Lobby Hours
AT&T Midtown Center	675 W Peachtree St NE, Atlanta, GA 30308	View Lobby Hours
Campanile Branch	1155 Peachtree St NE, Atlanta, GA 30309	View Lobby Hours
Century Center Branch	2200 Century Pkwy NE Ste 4, Atlanta, GA 30345	View Lobby Hours
Lilburn Branch	4382 Lawrenceville Hwy NW, Lilburn, GA 30047	View Lobby Hours
Lindbergh Branch	575 Morosgo Dr NE, Atlanta, GA 30324	View Lobby Hours
Marietta Branch	401 Cobb Pkwy N, Marietta, GA 30062	View Lobby Hours
Northlake Branch	1979 Lakeside Pkwy Ste 100, Tucker, GA 30084	View Lobby Hours
Norcross Branch	4830 Peachtree Industrial Blvd, Berkeley Lake, GA 30071	View Lobby Hours
Perimeter Branch	1117 Perimeter Ctr, Atlanta, GA 30338	View Lobby Hours
Savannah - Mall Blvd.	401 Mall Blvd Ste 101A, Savannah, GA 31406	View Lobby Hours
Morrow Branch	7197 Jonesboro Rd, Morrow, GA 30260	View Lobby Hours
Gainesville Branch	475 Dawsonville Hwy Ste F, Gainesville, GA 30501	View Lobby Hours
GPC Main	133 Peachtree St, Atlanta, GA 30303	View Lobby Hours
Grayson	2437 Loganville Hwy, Grayson, GA 30017	View Lobby Hours
Conyers	1861 Highway 138 SE, Conyers, GA 30013	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 292473	5.772%	5.625%	1.00	$5,166	$1,843	Learn More
NMLS ID: 399799	6.102%	6.000%	0.75	$3,676	$1,919	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

Georgia's Own Credit Union - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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