Homeland Credit Union - Nationwide Branches
| Branch | Address | View Lobby Hours |
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Waverly
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801 W Emmitt Ave, Waverly, OH 45690 |
View Lobby Hours
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Circleville
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24061 US Highway 23 S, Circleville, OH 43113 |
View Lobby Hours
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Caldwell
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310 Caldwell St, Chillicothe, OH 45601 |
View Lobby Hours
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Shawnee
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25 Consumer Center Dr, Chillicothe, OH 45601 |
View Lobby Hours
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Greenfield
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1195 N 5TH ST, Greenfield, OH 45123 |
View Lobby Hours
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Featured - 30 Year Fixed Mortgage Rates 2025
NMLS ID: 401822
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6.139%
|
6.000% |
0.88 |
$4,795 |
$1,919 |
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NMLS ID: 1025894
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6.228%
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6.125% |
0.88 |
$3,506 |
$1,945 |
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NMLS ID: 6606
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6.331%
|
6.240% |
1.00 |
$3,094 |
$1,969 |
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Featured - Home Equity Line Of Credit Rates 2025
PenFed Credit Union
See Table
|
0.000 %
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$0
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More Info
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Interest-only payments during the 10-year draw period
- Loans Amounts from $25,000 - $500,000.
- Get a HELOC from PenFed to Put Your Home Equity to Work.
- HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans.
- Home Equity Line of Credit - Equal Housing Lender.
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Upstart Home Lending
See Table
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Intro APR
6.520 %
After Intro: 6.520 %
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$20,800
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More Info
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1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC dba Upstart Home Lending. NMLS #2443873
- As low as 6.52% APR on your initial draw*
- Get your money up to 10x faster than the industry standard**
- Fixed rate on each draw**
- No paperwork needed to apply
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Valley Strong Credit Union
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|
Intro APR
6.850 %
After Intro: 6.850 %
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$15,000
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More Info
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Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day closing assumes closing the loan with our remote online notary. Closing timelines will be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing.
- Get your offer in 5 minutes and funding in as few as 5 days
- Personalized banking solutions to help reach your financial goals
- Up to $400K
- Terms of 10,15, or 30 years
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