Hope Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Main Office	641 Goldwire Way SW, Birmingham, AL 35211	View Lobby Hours
Drew Branch	140 W Shaw Ave, Drew, MS 38737	View Lobby Hours
Pine Bluff Branch	615 S Main St, Pine Bluff, AR 71601	View Lobby Hours
Chalmette	310 W Judge Perez Dr, Chalmette, LA 70043	View Lobby Hours
West Point	470 Commerce St, West Point, MS 39773	View Lobby Hours
Itta Bena	120 Humphreys St, Itta Bena, MS 38941	View Lobby Hours
Shaw Branch	134 E Peeler Ave, Shaw, MS 38773	View Lobby Hours
Ridgeway Rd	2923 Ridgeway Rd, Memphis, TN 38115	View Lobby Hours
West Memphis	1114 N Missouri St, West Memphis, AR 72301	View Lobby Hours
Robinsonville	11495 Old Highway 61 N, Robinsonville, MS 38664	View Lobby Hours
Terry MS Branch	109 W Cunningham Ave, Terry, MS 39170	View Lobby Hours
Harvester Lane	3048 Harvester Ln E, Memphis, TN 38127	View Lobby Hours
College Station	4000 Gray St, College Station, AR 72053	View Lobby Hours
Macon Branch	16299 Highway 45, Macon, MS 39341	View Lobby Hours
New Orleans	1726 Oretha Castle Haley Blvd, New Orleans, LA 70113	View Lobby Hours
Medical Mall	350 W Woodrow Wilson Ave Ste 370B, Jackson, MS 39213	View Lobby Hours
Terry Rd Branch	1748 University Blvd, Jackson, MS 39204	View Lobby Hours
Hope Main Office	4 Old River Pl, Jackson, MS 39202	View Lobby Hours
Madison Ave	1451 Madison Ave, Memphis, TN 38104	View Lobby Hours
Louisville Branch	108 E Main St, Louisville, MS 39339	View Lobby Hours
Greenville	546 Martin Luther King Dr, Greenville, MS 38703	View Lobby Hours
Biloxi	188 Porter Ave, Biloxi, MS 39530	View Lobby Hours
Moorhead	917 W Delta Ave, Moorhead, MS 38761	View Lobby Hours
NASA	13800 Old Gentilly Rd Bldg 101, New Orleans, LA 70129	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 292473	5.872%	5.750%	0.75	$4,277	$1,868	Learn More
NMLS ID: 2059741	5.929%	5.875%	0.63	$1,859	$1,893	Learn More
NMLS ID: 2473786	5.973%	5.875%	0.75	$3,396	$1,893	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Valley Strong Credit Union See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day closing assumes closing the loan with our remote online notary. Closing timelines will be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Get your offer in 5 minutes and funding in as few as 5 days Personalized banking solutions to help reach your financial goals Up to $400K Terms of 10,15, or 30 years
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Achieve Loans See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600

Hope Credit Union - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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