Kemba Financial Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Broad St	4220 E Broad St, Columbus, OH 43213	View Lobby Hours
Corporate	555 Officenter Pl, Gahanna, OH 43230	View Lobby Hours
Grove City	4141 Hoover Rd, Grove City, OH 43123	View Lobby Hours
Hilliard	5555 Renner Rd, Columbus, OH 43228	View Lobby Hours
Bellefontaine	1161 S Main St, Bellefontaine, OH 43311	View Lobby Hours
Westerville	622 N State St, Westerville, OH 43082	View Lobby Hours
Clintonville	4311 N High St, Columbus, OH 43214	View Lobby Hours
Tennessee	1155 Vaughn Pkwy, Portland, TN 37148	View Lobby Hours
South Lebanon	209 E Forest Ave, South Lebanon, OH 45065	View Lobby Hours
Cincinnati Office	637 Vine St, Cincinnati, OH 45202	View Lobby Hours
Progress Place	145 Progress Pl, Springdale, OH 45246	View Lobby Hours
MCCS Office	9111 Duke Blvd, Mason, OH 45040	View Lobby Hours
West Virginia	333 Caperton Blvd, Martinsburg, WV 25403	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 292473	5.867%	5.750%	0.63	$4,088	$1,868	Learn More
NMLS ID: 3030						Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period

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