Patelco Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
ROSEVILLE	5040 Foothills Blvd, Roseville, CA 95747	View Lobby Hours
SAN BRUNO	1050 Admiral Ct Ste F, San Bruno, CA 94066	View Lobby Hours
FAIRFIELD	3101 Travis Blvd Ste A, Fairfield, CA 94534	View Lobby Hours
CASTRO VALLEY	4055 E Castro Valley Blvd, Castro Valley, CA 94552	View Lobby Hours
DUBLIN	7010 Amador Plaza Rd, Dublin, CA 94568	View Lobby Hours
CAMPBELL	1790 S Bascom Ave, Campbell, CA 95008	View Lobby Hours
DEERFIELD	302 Wilmot Rd Fl 1, Deerfield, IL 60015	View Lobby Hours
DANVILLE	310 Hartz Ave, Danville, CA 94526	View Lobby Hours
DALY CITY	65 Southgate Ave, Daly City, CA 94015	View Lobby Hours
BERKELEY	2033 Shattuck Ave, Berkeley, CA 94704	View Lobby Hours
CITRUS HEIGHTS	5499 Sunrise Blvd, Citrus Heights, CA 95610	View Lobby Hours
SAN RAMON-BISHOP	5005 Executive Pkwy Ste 1CN70, San Ramon, CA 94583	View Lobby Hours
BRENTWOOD	5601 Lone Tree Way Ste T-110, Brentwood, CA 94513	View Lobby Hours
ELK GROVE/LAGUNA	9121 E Stockton Blvd, Elk Grove, CA 95624	View Lobby Hours
WALNUT CREEK	1790 N Broadway, Walnut Creek, CA 94596	View Lobby Hours
Headquarters	5050 Hopyard Rd, Pleasanton, CA 94588	View Lobby Hours
SANTA ROSA	1965 Cleveland Ave, Santa Rosa, CA 95401	View Lobby Hours
SANTA CLARA	2654 El Camino Real, Santa Clara, CA 95051	View Lobby Hours
SAN RAMON-CROW CANYON	2415 San Ramon Valley Blvd Ste 11, San Ramon, CA 94583	View Lobby Hours
CONCORD	1390 Willow Pass Rd Ste 100, Concord, CA 94520	View Lobby Hours
SAN MATEO	51 Bovet Rd, San Mateo, CA 94402	View Lobby Hours
SF DOWNTOWN	124 2nd St, San Francisco, CA 94105	View Lobby Hours
SF-SUNSET/NORIEGA	1405 Noriega St, San Francisco, CA 94122	View Lobby Hours
SACRAMENTO-HOWE	1537 Howe Ave Ste 218, Sacramento, CA 95825	View Lobby Hours
ROHNERT PARK	985 Golf Course Dr, Rohnert Park, CA 94928	View Lobby Hours
REDWOOD CITY	1105 Veterans Blvd, Redwood City, CA 94063	View Lobby Hours
PLEASANTON	4515 Rosewood Dr Ste 800, Pleasanton, CA 94588	View Lobby Hours
SAN JOSE	1775 Story Rd Ste 110, San Jose, CA 95122	View Lobby Hours
SAN LEANDRO	1358 Fairmont Dr, San Leandro, CA 94578	View Lobby Hours
MILPITAS	601 E Calaveras Blvd, Milpitas, CA 95035	View Lobby Hours
FOLSOM	1300 E Bidwell St Ste 155, Folsom, CA 95630	View Lobby Hours
FREMONT	5166 Mowry Ave, Fremont, CA 94538	View Lobby Hours
HAYWARD	24703 Amador St, Hayward, CA 94544	View Lobby Hours
LIVERMORE	2245 Las Positas Rd, Livermore, CA 94551	View Lobby Hours
NOVATO	140 Vintage Way Ste G9, Novato, CA 94945	View Lobby Hours

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Reviews on Patelco

ceblack9490@comcast.net | Feb 6, 2023

max. amt. per account thats insured under your ncua? limit on how many accts?

Bill Mecredy | Nov 28, 2018

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 292473	5.890%	5.750%	0.88	$4,901	$1,868	Learn More
NMLS ID: 399799	6.124%	6.000%	1.00	$4,412	$1,919	Learn More
NMLS ID: 3030						Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity Line See Table	0.000 %	$0	Learn More More Info
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Approval may be granted in fi ve minutes but is ultimately subject to verifi cation of income and employment, as well as verifi cation that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000. #1 Non-bank HELOC in the US, A+ BBB Rating Access $15,000 to $750,000 in home equity with flexible terms Approval in as few as 5 minutes, funding in as few as 5 days Use to consolidate debt, finance your next home project, or major expenses
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

Patelco Credit Union - Nationwide Branches

Reviews on Patelco

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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