Qualtrust Credit Union - Nationwide Branches
| Branch | Address | View Lobby Hours |
|
Flower Mound
|
2501 Flower Mound Rd, Flower Mound, TX 75028 |
View Lobby Hours
|
|
Main Street
|
34 S Main St, San Angelo, TX 76903 |
View Lobby Hours
|
|
Bedford
|
3800 Cheek Sparger Rd, Bedford, TX 76021 |
View Lobby Hours
|
|
Las Colinas
|
6201 Campus Circle Dr E, Irving, TX 75063 |
View Lobby Hours
|
|
Loop
|
2601 Loop 306, San Angelo, TX 76904 |
View Lobby Hours
|
Featured - 30 Year Fixed Mortgage Rates 2025
NMLS ID: 2059741
|
5.926%
|
5.875% |
0.50 |
$1,766 |
$1,893 |
Learn More
|
NMLS ID: 401822
|
6.139%
|
6.000% |
0.88 |
$4,795 |
$1,919 |
Learn More
|
NMLS ID: 1025894
|
6.228%
|
6.125% |
0.88 |
$3,506 |
$1,945 |
Learn More
|
Featured - Home Equity Line Of Credit Rates 2025
PenFed Credit Union
See Table
|
0.000 %
|
$0
|
Learn More
More Info
|
Interest-only payments during the 10-year draw period
- Loans Amounts from $25,000 - $500,000.
- Get a HELOC from PenFed to Put Your Home Equity to Work.
- HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans.
- Home Equity Line of Credit - Equal Housing Lender.
|
Upstart Home Lending
See Table
|
Intro APR
6.520 %
After Intro: 6.520 %
|
$20,800
|
Learn More
More Info
|
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC dba Upstart Home Lending. NMLS #2443873
- As low as 6.52% APR on your initial draw*
- Get your money up to 10x faster than the industry standard**
- Fixed rate on each draw**
- No paperwork needed to apply
|
Achieve Loans
See Table
|
Intro APR
6.990 %
After Intro: 6.990 %
|
$0
|
Learn More
More Info
|
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity.
- Competitive rates, Pre-qualify in minutes
- Mortgage Advisors standing by to help find the best solution
- Flexible terms with fast funding
- Minimum credit score: 600
|
