Sound Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Washington Business Bank	223 5th Avenue, Se, Olympia, WA 98501	View Lobby Hours
Loan Production Office	1126 S. Gold Street, Suite 269, Centralia, WA 98531	View Lobby Hours
Southcenter Branch	200 Andover Park E Ste 7, Tukwila, WA 98188	View Lobby Hours
West Seattle Branch	4730 California Ave SW Ste C, Seattle, WA 98116	View Lobby Hours
Puyallup Branch	117 14th Ave SE, Puyallup, WA 98372	View Lobby Hours
Downtown Tacoma Branch	1331 Broadway, Tacoma, WA 98402	View Lobby Hours
Lakewood Branch	7717 Bridgeport Way W, Lakewood, WA 98499	View Lobby Hours
Parkland Branch	9911 Pacific Ave, Tacoma, WA 98444	View Lobby Hours
Auburn Branch	1202 Outlet Collection Way SW Ste 107, Auburn, WA 98001	View Lobby Hours
Westgate Branch	1802 N Pearl St, Tacoma, WA 98406	View Lobby Hours
Key Center Branch	8920 Key Peninsula Hwy N, Lakebay, WA 98349	View Lobby Hours
Gig Harbor Branch	4521 Point Fosdick Dr NW, Gig Harbor, WA 98335	View Lobby Hours
Federal Way Branch	31908 21st Ave S, Federal Way, WA 98003	View Lobby Hours
Pacific Avenue Branch	3633 Pacific Ave, Tacoma, WA 98418	View Lobby Hours
Lynnwood Branch	18801 Alderwood Mall Pkwy, Lynnwood, WA 98037	View Lobby Hours
Shoreline Branch	16330 Aurora Ave N, Shoreline, WA 98133	View Lobby Hours
Burien Branch	14647 Ambaum Blvd SW, Burien, WA 98166	View Lobby Hours
Bellevue Branch	15015 Main St Ste 104, Bellevue, WA 98007	View Lobby Hours
First Hill Branch	1109 Madison St, Seattle, WA 98104	View Lobby Hours
Seattle Branch	820 Stewart St, Seattle, WA 98101	View Lobby Hours
Kent Branch	10914 SE Kent Kangley Rd, Kent, WA 98030	View Lobby Hours
Bonney Lake Branch	18320 State Route 410 E, Bonney Lake, WA 98391	View Lobby Hours
Tumwater	5301 Capitol Blvd SW, Tumwater, WA 98501	View Lobby Hours
Bothell	1926 201st Pl SE, Bothell, WA 98012	View Lobby Hours
Redmond Branch	17181 Redmond Way Ste 650, Redmond, WA 98052	View Lobby Hours
Olympia Branch	3600 Martin Way E, Olympia, WA 98506	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 2059741	5.833%	5.750%	0.88	$2,915	$1,868	Learn More
NMLS ID: 432980	5.867%	5.750%	0.00	$4,324	$1,868	Learn More
NMLS ID: 401822	6.002%	5.875%	0.75	$4,395	$1,893	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Upstart See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873. As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Achieve Loans See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.500 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

Sound Credit Union - Nationwide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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