Summit Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Cedarburg Branch	N 301 Washington Avenue, Cedarburg, WI 53012	View Lobby Hours
Commerce State Bank	1700 S Silverbrook Dr, West Bend, WI 53095	View Lobby Hours
Elm Grove Branch	12960 West Bluemound Road, Elm Grove, WI 53122	View Lobby Hours
Sheboygan Branch	4706 South Taylor Drive, Sheboygan, WI 53081	View Lobby Hours
Verona Mortgage Loan Branch	202 E Verona Ave, Verona, WI 53593	View Lobby Hours
Lake Mills	141 E Tyranena Park Rd, Lake Mills, WI 53551	View Lobby Hours
Mineral Point	5810 Mineral Point Rd, Madison, WI 53705	View Lobby Hours
Rimrock	2424 Rimrock Rd, Madison, WI 53713	View Lobby Hours
Muskego	W 156 S6840 Moorland Rd, Muskego, WI 53150	View Lobby Hours
East High School	2222 E Washington Ave, Madison, WI 53704	View Lobby Hours
GM Post Office	345 W Saint Paul Ave, Milwaukee, WI 53201	View Lobby Hours
Stoughton	2105 McComb Rd, Stoughton, WI 53589	View Lobby Hours
GM West Allis	1606 S 84th St, West Allis, WI 53214	View Lobby Hours
Franklin	7750 S Lovers Lane Rd, Franklin, WI 53132	View Lobby Hours
Janesville	2330 Kennedy Rd, Janesville, WI 53545	View Lobby Hours
Watertown Mortgage Loan Branch	1610 S Church St, Watertown, WI 53094	View Lobby Hours
Veterans Administration	5000 W National Ave, Milwaukee, WI 53295	View Lobby Hours
Westport	5419 Blue Bill Park Dr, Madison, WI 53704	View Lobby Hours
Waunakee	304 E Main St, Waunakee, WI 53597	View Lobby Hours
Yellowstone	401 S Yellowstone Dr, Madison, WI 53719	View Lobby Hours
Greenfield Avenue	10015 W Greenfield Ave, Milwaukee, WI 53214	View Lobby Hours
Waukesha	1103 Spring City Ln, Waukesha, WI 53186	View Lobby Hours
LaFollette High School	702 Pflaum Rd, Madison, WI 53716	View Lobby Hours
Thierer	1799 Thierer Rd, Madison, WI 53704	View Lobby Hours
American Parkway	4800 American Pkwy, Madison, WI 53718	View Lobby Hours
Beaver Dam	104 Frances Ln, Beaver Dam, WI 53916	View Lobby Hours
Cottage Grove	6420 Cottage Grove Rd, Madison, WI 53718	View Lobby Hours
Fitchburg	2939 S Fish Hatchery Rd, Fitchburg, WI 53711	View Lobby Hours
West Milwaukee Journal	2159 Miller Park Way, West Milwaukee, WI 53219	View Lobby Hours
Memorial High School	201 S Gammon Rd, Madison, WI 53717	View Lobby Hours
Old Sauk	645 Junction Rd, Madison, WI 53717	View Lobby Hours
Hill Farms	4802 Sheboygan Ave, Madison, WI 53705	View Lobby Hours
Downtown	307 E Wilson St, Madison, WI 53703	View Lobby Hours
Baraboo	871 Commerce Ave, Baraboo, WI 53913	View Lobby Hours
Sun Prairie	1333 W Main St, Sun Prairie, WI 53590	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 401822	6.139%	6.000%	0.88	$4,795	$1,919	Learn More
NMLS ID: 6606	6.218%	6.125%	1.00	$3,178	$1,945	Learn More
NMLS ID: 1025894	6.353%	6.250%	0.88	$3,503	$1,971	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Upstart Home Lending See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC dba Upstart Home Lending. NMLS #2443873 As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Achieve Loans See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 600

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