Sunmark Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Sunmark FCU - Main	1616 Broadway, Schenectady, NY 12306	View Lobby Hours
Leo W O'Brien Federal Building Branch	1 Clinton Sq Rm 117, Albany, NY 12207	View Lobby Hours
Clifton Park Branch	2 Tower Way, Halfmoon, NY 12065	View Lobby Hours
Watervliet Arsenal Branch	40 Buffington St, Watervliet, NY 12189	View Lobby Hours
Glenville Branch	251 Saratoga Rd, Glenville, NY 12302	View Lobby Hours
Colonie Branch	1847 Central Ave, Colonie, NY 12205	View Lobby Hours
Sunmark FCU - Saratoga	202 Northline Rd, Ballston Spa, NY 12020	View Lobby Hours
Stratton VA Medical Center Branch	113 Holland Ave, Albany, NY 12208	View Lobby Hours
Sunmark FCU - Headquarters	1187 Troy Schenectady Rd, Latham, NY 12110	View Lobby Hours
Building 40 GE	40 Branch, Schenectady, NY 12345	View Lobby Hours
Rotterdam Branch	1300 Altamont Ave, Schenectady, NY 12303	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 2022461	5.804%	5.625%	1.00	$6,387	$1,843	Learn More
NMLS ID: 1006977	5.874%	5.750%	1.00	$4,408	$1,868	Learn More
NMLS ID: 3138	6.083%	5.990%	1.00	$3,200	$1,917	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Upstart Home Lending See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC dba Upstart Home Lending. NMLS #2443873 As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Valley Strong Credit Union See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day closing assumes closing the loan with our remote online notary. Closing timelines will be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Get your offer in 5 minutes and funding in as few as 5 days Personalized banking solutions to help reach your financial goals Up to $400K Terms of 10,15, or 30 years

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