Sunstate Credit Union - Nationwide Branches

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Branch	Address	View Lobby Hours
Hawthorne	6005 SE US Highway 301 Ste 101, Hawthorne, FL 32640	View Lobby Hours
Alachua	14520 NW US Highway 441, Alachua, FL 32615	View Lobby Hours
Chiefland	1003 NW 22nd Ct, Chiefland, FL 32626	View Lobby Hours
Lake City	1605 W US Highway 90, Lake City, FL 32055	View Lobby Hours
43rd Street	2516 NW 43rd St, Gainesville, FL 32606	View Lobby Hours
Archer Road	6305 SW Archer Rd, Gainesville, FL 32608	View Lobby Hours
Lake City VA	619 S Marion Ave, Lake City, FL 32025	View Lobby Hours
Gainesville VA	1601 SW Archer RD, Gainesville, FL 32608	View Lobby Hours
Gainesville Main Office	405 SE 2nd PL, Gainesville, FL 32601	View Lobby Hours
Jonesville	14133 W Newberry Rd, Newberry, FL 32669	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 292473	6.483%	6.375%	0.50	$3,617	$1,997	Learn More
NMLS ID: 401822	6.655%	6.500%	1.00	$5,195	$2,023	Learn More
NMLS ID: 399799	6.718%	6.625%	0.63	$3,225	$2,049	Learn More
NMLS ID: 401822						Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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