Mortgage product from Kennebec Savings Bank - Amortization Schedule Calculator
Use the calculator below to calculate your monthly mortgage payment. You can adjust loan amount, interest rate, and mortgage term to view the impact on the monthly payment amount. The calculator also provides an amortization table to show the amount of principal and interest payments a borrower will make over the life of the loan.
Mortgage product from Kennebec Savings Bank
Interest Type: Fixed
Interest Rate: 7.500%
Monthly Payment: $
1,854.02
| Date | Principal Balance? | Monthly Payment? | Interest? | Monthly Amortization? |
|---|---|---|---|---|
| 07/20/2025 | $199,395.98 | $1,854.02 | $1,250.00 | $604.02 |
| 08/20/2025 | $198,788.18 | $1,854.02 | $1,246.22 | $607.80 |
| 09/20/2025 | $198,176.58 | $1,854.02 | $1,242.43 | $611.60 |
| 10/20/2025 | $197,561.16 | $1,854.02 | $1,238.60 | $615.42 |
| 11/20/2025 | $196,941.89 | $1,854.02 | $1,234.76 | $619.27 |
| 12/20/2025 | $196,318.75 | $1,854.02 | $1,230.89 | $623.14 |
| 01/20/2026 | $195,691.72 | $1,854.02 | $1,226.99 | $627.03 |
| 02/20/2026 | $195,060.77 | $1,854.02 | $1,223.07 | $630.95 |
| 03/20/2026 | $194,425.87 | $1,854.02 | $1,219.13 | $634.89 |
| 04/20/2026 | $193,787.01 | $1,854.02 | $1,215.16 | $638.86 |
| 05/20/2026 | $193,144.15 | $1,854.02 | $1,211.17 | $642.86 |
| 06/20/2026 | $192,497.28 | $1,854.02 | $1,207.15 | $646.87 |
| 07/20/2026 | $191,846.36 | $1,854.02 | $1,203.11 | $650.92 |
| 08/20/2026 | $191,191.38 | $1,854.02 | $1,199.04 | $654.98 |
| 09/20/2026 | $190,532.30 | $1,854.02 | $1,194.95 | $659.08 |
| 10/20/2026 | $189,869.10 | $1,854.02 | $1,190.83 | $663.20 |
| 11/20/2026 | $189,201.76 | $1,854.02 | $1,186.68 | $667.34 |
| 12/20/2026 | $188,530.24 | $1,854.02 | $1,182.51 | $671.51 |
| 01/20/2027 | $187,854.53 | $1,854.02 | $1,178.31 | $675.71 |
| 02/20/2027 | $187,174.60 | $1,854.02 | $1,174.09 | $679.93 |
| 03/20/2027 | $186,490.42 | $1,854.02 | $1,169.84 | $684.18 |
| 04/20/2027 | $185,801.96 | $1,854.02 | $1,165.57 | $688.46 |
| 05/20/2027 | $185,109.19 | $1,854.02 | $1,161.26 | $692.76 |
| 06/20/2027 | $184,412.10 | $1,854.02 | $1,156.93 | $697.09 |
| 07/20/2027 | $183,710.65 | $1,854.02 | $1,152.58 | $701.45 |
| 08/20/2027 | $183,004.82 | $1,854.02 | $1,148.19 | $705.83 |
| 09/20/2027 | $182,294.57 | $1,854.02 | $1,143.78 | $710.24 |
| 10/20/2027 | $181,579.89 | $1,854.02 | $1,139.34 | $714.68 |
| 11/20/2027 | $180,860.74 | $1,854.02 | $1,134.87 | $719.15 |
| 12/20/2027 | $180,137.10 | $1,854.02 | $1,130.38 | $723.65 |
| 01/20/2028 | $179,408.93 | $1,854.02 | $1,125.86 | $728.17 |
| 02/20/2028 | $178,676.21 | $1,854.02 | $1,121.31 | $732.72 |
| 03/20/2028 | $177,938.91 | $1,854.02 | $1,116.73 | $737.30 |
| 04/20/2028 | $177,197.00 | $1,854.02 | $1,112.12 | $741.91 |
| 05/20/2028 | $176,450.46 | $1,854.02 | $1,107.48 | $746.54 |
| 06/20/2028 | $175,699.25 | $1,854.02 | $1,102.82 | $751.21 |
| 07/20/2028 | $174,943.35 | $1,854.02 | $1,098.12 | $755.90 |
| 08/20/2028 | $174,182.72 | $1,854.02 | $1,093.40 | $760.63 |
| 09/20/2028 | $173,417.34 | $1,854.02 | $1,088.64 | $765.38 |
| 10/20/2028 | $172,647.17 | $1,854.02 | $1,083.86 | $770.17 |
| 11/20/2028 | $171,872.19 | $1,854.02 | $1,079.04 | $774.98 |
| 12/20/2028 | $171,092.37 | $1,854.02 | $1,074.20 | $779.82 |
| 01/20/2029 | $170,307.67 | $1,854.02 | $1,069.33 | $784.70 |
| 02/20/2029 | $169,518.07 | $1,854.02 | $1,064.42 | $789.60 |
| 03/20/2029 | $168,723.53 | $1,854.02 | $1,059.49 | $794.54 |
| 04/20/2029 | $167,924.03 | $1,854.02 | $1,054.52 | $799.50 |
| 05/20/2029 | $167,119.53 | $1,854.02 | $1,049.53 | $804.50 |
| 06/20/2029 | $166,310.00 | $1,854.02 | $1,044.50 | $809.53 |
| 07/20/2029 | $165,495.41 | $1,854.02 | $1,039.44 | $814.59 |
| 08/20/2029 | $164,675.73 | $1,854.02 | $1,034.35 | $819.68 |
| 09/20/2029 | $163,850.93 | $1,854.02 | $1,029.22 | $824.80 |
| 10/20/2029 | $163,020.98 | $1,854.02 | $1,024.07 | $829.96 |
| 11/20/2029 | $162,185.83 | $1,854.02 | $1,018.88 | $835.14 |
| 12/20/2029 | $161,345.47 | $1,854.02 | $1,013.66 | $840.36 |
| 01/20/2030 | $160,499.85 | $1,854.02 | $1,008.41 | $845.62 |
| 02/20/2030 | $159,648.95 | $1,854.02 | $1,003.12 | $850.90 |
| 03/20/2030 | $158,792.73 | $1,854.02 | $997.81 | $856.22 |
| 04/20/2030 | $157,931.16 | $1,854.02 | $992.45 | $861.57 |
| 05/20/2030 | $157,064.21 | $1,854.02 | $987.07 | $866.95 |
| 06/20/2030 | $156,191.84 | $1,854.02 | $981.65 | $872.37 |
| 07/20/2030 | $155,314.01 | $1,854.02 | $976.20 | $877.83 |
| 08/20/2030 | $154,430.70 | $1,854.02 | $970.71 | $883.31 |
| 09/20/2030 | $153,541.86 | $1,854.02 | $965.19 | $888.83 |
| 10/20/2030 | $152,647.48 | $1,854.02 | $959.64 | $894.39 |
| 11/20/2030 | $151,747.50 | $1,854.02 | $954.05 | $899.98 |
| 12/20/2030 | $150,841.90 | $1,854.02 | $948.42 | $905.60 |
| 01/20/2031 | $149,930.63 | $1,854.02 | $942.76 | $911.26 |
| 02/20/2031 | $149,013.67 | $1,854.02 | $937.07 | $916.96 |
| 03/20/2031 | $148,090.99 | $1,854.02 | $931.34 | $922.69 |
| 04/20/2031 | $147,162.53 | $1,854.02 | $925.57 | $928.46 |
| 05/20/2031 | $146,228.27 | $1,854.02 | $919.77 | $934.26 |
| 06/20/2031 | $145,288.17 | $1,854.02 | $913.93 | $940.10 |
| 07/20/2031 | $144,342.20 | $1,854.02 | $908.05 | $945.97 |
| 08/20/2031 | $143,390.31 | $1,854.02 | $902.14 | $951.89 |
| 09/20/2031 | $142,432.48 | $1,854.02 | $896.19 | $957.84 |
| 10/20/2031 | $141,468.66 | $1,854.02 | $890.20 | $963.82 |
| 11/20/2031 | $140,498.81 | $1,854.02 | $884.18 | $969.85 |
| 12/20/2031 | $139,522.90 | $1,854.02 | $878.12 | $975.91 |
| 01/20/2032 | $138,540.90 | $1,854.02 | $872.02 | $982.01 |
| 02/20/2032 | $137,552.75 | $1,854.02 | $865.88 | $988.14 |
| 03/20/2032 | $136,558.43 | $1,854.02 | $859.70 | $994.32 |
| 04/20/2032 | $135,557.90 | $1,854.02 | $853.49 | $1,000.53 |
| 05/20/2032 | $134,551.11 | $1,854.02 | $847.24 | $1,006.79 |
| 06/20/2032 | $133,538.03 | $1,854.02 | $840.94 | $1,013.08 |
| 07/20/2032 | $132,518.62 | $1,854.02 | $834.61 | $1,019.41 |
| 08/20/2032 | $131,492.83 | $1,854.02 | $828.24 | $1,025.78 |
| 09/20/2032 | $130,460.64 | $1,854.02 | $821.83 | $1,032.19 |
| 10/20/2032 | $129,421.99 | $1,854.02 | $815.38 | $1,038.65 |
| 11/20/2032 | $128,376.86 | $1,854.02 | $808.89 | $1,045.14 |
| 12/20/2032 | $127,325.19 | $1,854.02 | $802.36 | $1,051.67 |
| 01/20/2033 | $126,266.95 | $1,854.02 | $795.78 | $1,058.24 |
| 02/20/2033 | $125,202.09 | $1,854.02 | $789.17 | $1,064.86 |
| 03/20/2033 | $124,130.58 | $1,854.02 | $782.51 | $1,071.51 |
| 04/20/2033 | $123,052.37 | $1,854.02 | $775.82 | $1,078.21 |
| 05/20/2033 | $121,967.42 | $1,854.02 | $769.08 | $1,084.95 |
| 06/20/2033 | $120,875.69 | $1,854.02 | $762.30 | $1,091.73 |
| 07/20/2033 | $119,777.14 | $1,854.02 | $755.47 | $1,098.55 |
| 08/20/2033 | $118,671.72 | $1,854.02 | $748.61 | $1,105.42 |
| 09/20/2033 | $117,559.40 | $1,854.02 | $741.70 | $1,112.33 |
| 10/20/2033 | $116,440.12 | $1,854.02 | $734.75 | $1,119.28 |
| 11/20/2033 | $115,313.84 | $1,854.02 | $727.75 | $1,126.27 |
| 12/20/2033 | $114,180.53 | $1,854.02 | $720.71 | $1,133.31 |
| 01/20/2034 | $113,040.14 | $1,854.02 | $713.63 | $1,140.40 |
| 02/20/2034 | $111,892.61 | $1,854.02 | $706.50 | $1,147.52 |
| 03/20/2034 | $110,737.92 | $1,854.02 | $699.33 | $1,154.70 |
| 04/20/2034 | $109,576.00 | $1,854.02 | $692.11 | $1,161.91 |
| 05/20/2034 | $108,406.83 | $1,854.02 | $684.85 | $1,169.17 |
| 06/20/2034 | $107,230.35 | $1,854.02 | $677.54 | $1,176.48 |
| 07/20/2034 | $106,046.51 | $1,854.02 | $670.19 | $1,183.84 |
| 08/20/2034 | $104,855.28 | $1,854.02 | $662.79 | $1,191.23 |
| 09/20/2034 | $103,656.60 | $1,854.02 | $655.35 | $1,198.68 |
| 10/20/2034 | $102,450.43 | $1,854.02 | $647.85 | $1,206.17 |
| 11/20/2034 | $101,236.72 | $1,854.02 | $640.32 | $1,213.71 |
| 12/20/2034 | $100,015.42 | $1,854.02 | $632.73 | $1,221.30 |
| 01/20/2035 | $98,786.49 | $1,854.02 | $625.10 | $1,228.93 |
| 02/20/2035 | $97,549.88 | $1,854.02 | $617.42 | $1,236.61 |
| 03/20/2035 | $96,305.55 | $1,854.02 | $609.69 | $1,244.34 |
| 04/20/2035 | $95,053.43 | $1,854.02 | $601.91 | $1,252.12 |
| 05/20/2035 | $93,793.49 | $1,854.02 | $594.08 | $1,259.94 |
| 06/20/2035 | $92,525.68 | $1,854.02 | $586.21 | $1,267.82 |
| 07/20/2035 | $91,249.94 | $1,854.02 | $578.29 | $1,275.74 |
| 08/20/2035 | $89,966.22 | $1,854.02 | $570.31 | $1,283.71 |
| 09/20/2035 | $88,674.49 | $1,854.02 | $562.29 | $1,291.74 |
| 10/20/2035 | $87,374.68 | $1,854.02 | $554.22 | $1,299.81 |
| 11/20/2035 | $86,066.75 | $1,854.02 | $546.09 | $1,307.93 |
| 12/20/2035 | $84,750.64 | $1,854.02 | $537.92 | $1,316.11 |
| 01/20/2036 | $83,426.30 | $1,854.02 | $529.69 | $1,324.33 |
| 02/20/2036 | $82,093.69 | $1,854.02 | $521.41 | $1,332.61 |
| 03/20/2036 | $80,752.75 | $1,854.02 | $513.09 | $1,340.94 |
| 04/20/2036 | $79,403.43 | $1,854.02 | $504.70 | $1,349.32 |
| 05/20/2036 | $78,045.68 | $1,854.02 | $496.27 | $1,357.75 |
| 06/20/2036 | $76,679.44 | $1,854.02 | $487.79 | $1,366.24 |
| 07/20/2036 | $75,304.66 | $1,854.02 | $479.25 | $1,374.78 |
| 08/20/2036 | $73,921.29 | $1,854.02 | $470.65 | $1,383.37 |
| 09/20/2036 | $72,529.28 | $1,854.02 | $462.01 | $1,392.02 |
| 10/20/2036 | $71,128.56 | $1,854.02 | $453.31 | $1,400.72 |
| 11/20/2036 | $69,719.09 | $1,854.02 | $444.55 | $1,409.47 |
| 12/20/2036 | $68,300.81 | $1,854.02 | $435.74 | $1,418.28 |
| 01/20/2037 | $66,873.66 | $1,854.02 | $426.88 | $1,427.14 |
| 02/20/2037 | $65,437.60 | $1,854.02 | $417.96 | $1,436.06 |
| 03/20/2037 | $63,992.56 | $1,854.02 | $408.98 | $1,445.04 |
| 04/20/2037 | $62,538.49 | $1,854.02 | $399.95 | $1,454.07 |
| 05/20/2037 | $61,075.33 | $1,854.02 | $390.87 | $1,463.16 |
| 06/20/2037 | $59,603.03 | $1,854.02 | $381.72 | $1,472.30 |
| 07/20/2037 | $58,121.52 | $1,854.02 | $372.52 | $1,481.51 |
| 08/20/2037 | $56,630.75 | $1,854.02 | $363.26 | $1,490.77 |
| 09/20/2037 | $55,130.67 | $1,854.02 | $353.94 | $1,500.08 |
| 10/20/2037 | $53,621.21 | $1,854.02 | $344.57 | $1,509.46 |
| 11/20/2037 | $52,102.32 | $1,854.02 | $335.13 | $1,518.89 |
| 12/20/2037 | $50,573.94 | $1,854.02 | $325.64 | $1,528.39 |
| 01/20/2038 | $49,036.00 | $1,854.02 | $316.09 | $1,537.94 |
| 02/20/2038 | $47,488.45 | $1,854.02 | $306.47 | $1,547.55 |
| 03/20/2038 | $45,931.23 | $1,854.02 | $296.80 | $1,557.22 |
| 04/20/2038 | $44,364.27 | $1,854.02 | $287.07 | $1,566.95 |
| 05/20/2038 | $42,787.52 | $1,854.02 | $277.28 | $1,576.75 |
| 06/20/2038 | $41,200.92 | $1,854.02 | $267.42 | $1,586.60 |
| 07/20/2038 | $39,604.40 | $1,854.02 | $257.51 | $1,596.52 |
| 08/20/2038 | $37,997.91 | $1,854.02 | $247.53 | $1,606.50 |
| 09/20/2038 | $36,381.37 | $1,854.02 | $237.49 | $1,616.54 |
| 10/20/2038 | $34,754.73 | $1,854.02 | $227.38 | $1,626.64 |
| 11/20/2038 | $33,117.92 | $1,854.02 | $217.22 | $1,636.81 |
| 12/20/2038 | $31,470.88 | $1,854.02 | $206.99 | $1,647.04 |
| 01/20/2039 | $29,813.55 | $1,854.02 | $196.69 | $1,657.33 |
| 02/20/2039 | $28,145.86 | $1,854.02 | $186.33 | $1,667.69 |
| 03/20/2039 | $26,467.75 | $1,854.02 | $175.91 | $1,678.11 |
| 04/20/2039 | $24,779.15 | $1,854.02 | $165.42 | $1,688.60 |
| 05/20/2039 | $23,079.99 | $1,854.02 | $154.87 | $1,699.16 |
| 06/20/2039 | $21,370.22 | $1,854.02 | $144.25 | $1,709.77 |
| 07/20/2039 | $19,649.75 | $1,854.02 | $133.56 | $1,720.46 |
| 08/20/2039 | $17,918.54 | $1,854.02 | $122.81 | $1,731.21 |
| 09/20/2039 | $16,176.51 | $1,854.02 | $111.99 | $1,742.03 |
| 10/20/2039 | $14,423.59 | $1,854.02 | $101.10 | $1,752.92 |
| 11/20/2039 | $12,659.71 | $1,854.02 | $90.15 | $1,763.88 |
| 12/20/2039 | $10,884.81 | $1,854.02 | $79.12 | $1,774.90 |
| 01/20/2040 | $9,098.81 | $1,854.02 | $68.03 | $1,785.99 |
| 02/20/2040 | $7,301.66 | $1,854.02 | $56.87 | $1,797.16 |
| 03/20/2040 | $5,493.27 | $1,854.02 | $45.64 | $1,808.39 |
| 04/20/2040 | $3,673.57 | $1,854.02 | $34.33 | $1,819.69 |
| 05/20/2040 | $1,842.51 | $1,854.02 | $22.96 | $1,831.06 |
| 06/20/2040 | $0.00 | $1,854.02 | $11.52 | $1,842.51 |
| TOTAL: | - | $333,724.45 | $133,724.45 | $200,000.00 |
Change options for different scenario in the form below:
Featured - 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Monthly Payment |
Learn More |
|---|---|---|---|---|
NMLS ID: 2463124 |
6.312% |
6.125%
1.00 points $6,506 fees |
$1,945 | Learn More |
NMLS ID: 1835285 |
6.458% |
6.375%
0.88 points $2,800 fees |
$1,997 | Learn More |
NMLS ID: 35972 License#: NMLS 35972 |
6.489% |
6.375%
0.88 points $3,894 fees |
$1,997 | Learn More |
NMLS ID: 432980 |
6.497% |
6.375%
0.00 points $4,324 fees |
$1,997 | Learn More |