Ablebanking, A Division Of Northeast Bank
Online Savings Account - 3.50% APY
• Interest rates and Annual Percentage Yields (APY) are subject to change without notice. The APY assumes interest remains on deposit until maturity.
• A penalty may be imposed for early withdrawal on any CD.
• Limited to individual CD accounts with a principal balance of $240,000 or less.
• Minimum balance to open is $1,000.
• Minimum balance to earn stated APY is $500.
• Not Available as an IRA.
Fee and Feature Guide
|
Savings Account |
| Interest Rate |
|
| APY |
3.50% |
| Term Length |
6 Month |
| Minimum deposit amount |
$500.00 |
| Maximum deposit amount |
$240,000.00 |
| Balance Requirements |
|
| Minimum Opening Deposit |
$1,000.00
|
| Minimum Balance to Avoid Fees |
$0.00 |
| Minimum Required Balance |
$500.00 |
| Minimum To Earn |
$0.00 |
| Fees |
|
| Monthly Maintenance Fee |
N/A |
| Foreign ATM Fees |
N/A |
| Insufficient Funds Fee |
$30.00 |
| Incoming Wires |
N/A
|
| Statements |
|
| Paper Statements |
Yes |
| Online Statements |
Yes |
| Online and Telephone Banking |
|
| Online Banking |
Yes |
| Telephone Banking |
Yes |
| Mobile Banking |
Yes |
| Deposit Checks with Mobile Device |
Yes |
| Free Bill Pay |
Yes |
| Online Bill Payments Required |
Yes |
| Account Opening |
|
| Open Online |
Yes |
| Insured by |
F.D.I.C.
|
Recent Rate Changes
|
Date
|
APY
|
|
October 13, 2025 |
3.50%
|
|
September 22, 2025 |
4.25%
|
|
January 18, 2025 |
4.50%
|
|
December 7, 2024 |
4.30%
|
|
October 2, 2024 |
4.70%
|
|
August 16, 2024 |
5.20%
|
|
October 13, 2023 |
5.30%
|
|
September 1, 2023 |
5.00%
|
|
August 20, 2023 |
2.50%
|
Customer Reviews for ableBanking, a division of Northeast Bank
Dudley
April 18, 2018 |
Worst experience of my life. Did not fund and gave $25 to my own charity.
Is this review helpful? Yes:13 / No: 1
Rob Quentin
March 28, 2018 |
Add my name to the list of people who wish they had never heard of you.
Is this review helpful? Yes:7 / No: 5
JWendell
March 19, 2018 |
I really wish I hadn't seen this rate listed here. Chasing a slightly higher rate and a $25 gift on my behalf to a charity from a bank that isn't a bank wasted my time and cost me more than I would have made had I just left my money where it was.
Is this review helpful? Yes:11 / No: 3
Dave
March 13, 2018 |
Not an online bank, but a bunch of shysters playing upon people's generosity by offering to give a token amount to charity. Give your own $25, take a tax deduction and go to Ally, Emigrant, Capital One or anywhere.
Is this review helpful? Yes:11 / No: 3
Gave $25
February 26, 2018 |
I tried to deal with this and ended up wishing I had never heard of it. Got caught in the scam of giving $25 to a charity. After 2 months of dealing with a broken transfer system, a broken website and a phone which either rang on and on or hit some woman's VM, I managed to close the account and get my money back. Never got a penny in interest. Never got confirmation of the $25 transfer to charity. Celebrated my freedom by sending $25 to my favorite charity (not on their list). Farewell to this. Would give negative stars if I could.
Is this review helpful? Yes:10 / No: 2
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