Axos Bank
Online Savings Account - 0.25% APY
• Earn 0.60% APY
• Check writing privileges
• No monthly maintenance fees
• No minimum balance requirements
• Debit card transactions
• Minimum Balance Required to Open the Account: $ 1000.00
Fee and Feature Guide
|
Savings Account |
| Interest Rate |
|
| APY |
0.25% |
| Minimum deposit amount |
$0.00 |
| Maximum deposit amount |
N/A |
| Balance Requirements |
|
| Minimum Opening Deposit |
$1,000.00
|
| Minimum Balance to Avoid Fees |
$0.00 |
| Minimum Required Balance |
$0.00 |
| Minimum To Earn |
$0.00 |
| Fees |
|
| Monthly Maintenance Fee |
N/A |
| Foreign ATM Fees |
N/A |
| Insufficient Funds Fee |
$25.00 |
| Incoming Wires |
N/A
|
| Statements |
|
| Paper Statements |
Yes |
| Online Statements |
Yes |
| Online and Telephone Banking |
|
| Online Banking |
Yes |
| Telephone Banking |
Yes |
| Mobile Banking |
Yes |
| Deposit Checks with Mobile Device |
Yes |
| Free Bill Pay |
Yes |
| Online Bill Payments Required |
Yes |
| Account Opening |
|
| Open Online |
Yes |
| Insured by |
F.D.I.C.
|
Recent Rate Changes
|
Date
|
APY
|
|
August 20, 2023 |
0.25%
|
Customer Reviews for Axos Bank
Jeff Talmage
August 22, 2025 |
Echoing the other negative reviews here. Avoid because rate is bait-and-switch, website is awful and service is not acceptable (provided by offshore reps who barely speak English, raise their voice and address me as Mr Jeff). There are plenty of banks on this site who honor their word and treat you with respect.
Is this review helpful? Yes:0 / No: 0
wertlkgt
March 28, 2022 |
Vaporware. Was approved to open an account. I logged in on several different browsers with differing rendering codes--each time got nothing but 3 circles running left to right for up to a half hour when I gave up. Customer service escalated my query to the tech side, which told me that since I could log in there was no problem. If my account still exists there is no way to use it! Of course, opening bonus denied.
Is this review helpful? Yes:9 / No: 1
jason t
April 19, 2021 |
more problems than i or anyone should have time for
Is this review helpful? Yes:13 / No: 2
h65c
March 11, 2021 |
Seems to be a different rate depending which site you come from. I guess 0.60% is from BestcashCow, but I saw 0.80% on Magnify.
Is this review helpful? Yes:10 / No: 1
Sweldon, Jay
February 12, 2021 |
Bofi is a shell game. Stay away.
Is this review helpful? Yes:14 / No: 1
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