Citizens Access:
Online Savings Account - 0.40% APY
• Account may be set up for personal trusts.
• No fees.
• $5,000 minimum deposit.
• Citizens Access does not limit the number of withdrawals or transfers. Withdrawals will reduce earnings. Cash withdrawals are not permitted.
Fee and Feature Guide
| Savings Account | |
|---|---|
| Interest Rate | |
| APY | 0.40% |
| Minimum deposit amount | $5,000.00 |
| Maximum deposit amount | N/A |
| Balance Requirements | |
| Minimum Opening Deposit | $5,000.00 |
| Minimum Balance to Avoid Fees | $0.00 |
| Minimum Required Balance | $0.00 |
| Fees | |
| Monthly Maintenance Fee | N/A |
| Foreign ATM Fees | N/A |
| Insufficient Funds Fee | N/A |
| Incoming Wires | N/A |
| Statements | |
| Paper Statements | × |
| Online Statements | Yes |
| Online and Telephone Banking | |
| Online Banking | Yes |
| Telephone Banking | Yes |
| Mobile Banking | Yes |
| Deposit Checks with Mobile Device | Yes |
| Free Bill Pay | × |
| Online Bill Payments Required | Yes |
| Account Opening | |
| Open Online | Yes |
| Insured by | F.D.I.C. |
Customer Reviews for Citizens Access (24)
Jeremy
August 25, 2020 |
I cannot say that I am too happy about the rate, but the service on this one is excellent.
Is this review helpful? Yes:4 / No: 0
Gustavo L 18
February 28, 2020 |
I've had accounts with all the most recognized banks on this list. CItizens Access is the best. Followed closely by Purepoint and then my Marcus. The others have awful websites (CIT, Synchrony) or awful customer service (Sallie Mae, Cap1, Synchrony again). I have nothing to gain personally from saying this, but if where the rates are close, chose this one.
Is this review helpful? Yes:4 / No: 0
JP Thero
February 14, 2020 |
This is the best bank on the list. Sure rates have come down and all that, but they are still competitive and their service is second to none.
Is this review helpful? Yes:4 / No: 0
Rob Herbert
August 10, 2019 |
It was a grand entrance but the bank has given up being competitive.
Is this review helpful? Yes:4 / No: 1
james
August 5, 2019 |
Got sucked into this one with all of the hoopla and advertising and now the service and the rate suck. It is like Synchrony. I am going to close this down and go for a smaller bank with better service.
Is this review helpful? Yes:5 / No: 0
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