Cnb Bank Direct
    
 Online Savings Account - 3.80% APY
  
 
	
		
• $100.00 minimum opening balance.
   • Earn Interest on all balances of $1.00 or more!
   • Access to your account 24/7.
   • No monthly service fees.
 
		Fee and Feature Guide
		
			
				
					|  | Savings Account | 
			
			
                  
                | Interest Rate |  | 
              
                | APY | 3.80% | 
                            
                | Minimum deposit amount | $100.00 | 
              
                | Maximum deposit amount | N/A | 
                  
			
					| Balance Requirements |  | 
				
					| Minimum Opening Deposit | $100.00 | 
        
          | Minimum Balance to Avoid Fees | $0.00 | 
				
					| Minimum Required Balance | $1.00 | 
        
          | Minimum To Earn | $0.00 | 
			
					| Fees |  | 
				
					| Monthly Maintenance Fee | N/A | 
				
					| Foreign ATM Fees | N/A | 
				
					| Insufficient Funds Fee | N/A | 
        
          | Incoming Wires | N/A | 
			
					| Statements |  | 
				
					| Paper Statements | Yes | 
				
					| Online Statements | Yes | 
		
					| Online and Telephone Banking |  | 
				
					| Online Banking | Yes | 
				
					| Telephone Banking | Yes | 
				
					| Mobile Banking | Yes | 
				
					| Deposit Checks with Mobile Device | Yes | 
				
					| Free Bill Pay | Yes | 
    
      | Online Bill Payments Required | Yes | 
		
					| Account Opening |  | 
				
					| Open Online | Yes | 
				
					| Insured by | F.D.I.C. | 
			
		
 
	 
 
  
  
Recent Rate Changes
  
  
  
  
     
       
  
    
      
        | Date | APY | 
    
    
      
      
        | March 24, 2025 | 3.80% | 
      
      
        | November 18, 2024 | 4.01% | 
      
      
        | September 19, 2023 | 4.60% | 
      
      
        | August 20, 2023 | 4.28% | 
              
    
     
       
  
  
  
	       	   
 
                         
                       	
Customer Reviews for CNB Bank Direct
Yolanda Gilruth
June 12, 2022
I have a small question
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