Connectone Bank
Online Savings Account - 3.50% APY

• Free Online and Mobile Banking
• Earn a higher rate on your savings
• Your money grows faster with daily compounding
• No monthly maintenance fee
• Get started with $2,500
• Available nationwide


Fee and Feature Guide

Savings Account
Interest Rate
APY 3.50%
Minimum deposit amount $2,500.00
Maximum deposit amount $249,999.00
Balance Requirements
Minimum Opening Deposit $2,500.00
Minimum Balance to Avoid Fees $0.00
Minimum Required Balance $0.00
Minimum To Earn $0.00
Fees
Monthly Maintenance Fee N/A
Foreign ATM Fees N/A
Insufficient Funds Fee $35.00
Incoming Wires $15.00
Statements
Paper Statements Yes
Online Statements Yes
Online and Telephone Banking
Online Banking Yes
Telephone Banking Yes
Mobile Banking Yes
Deposit Checks with Mobile Device Yes
Free Bill Pay Yes
Online Bill Payments Required Yes
Account Opening
Open Online Yes
Insured by F.D.I.C.



Recent Rate Changes



Date APY
November 13, 2025 3.50%
September 3, 2025 3.75%
January 18, 2025 4.00%
November 18, 2024 4.30%
February 20, 2024 4.60%
December 22, 2023 4.90%
December 22, 2023 5.40%
November 13, 2023 4.90%
November 13, 2023 4.78%
August 20, 2023 4.25%


Customer Reviews for ConnectOne Bank (22)


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  • April 30, 2022 |

    Online Savings Rates

    Customer service is actually pretty helpful if you can ever reach anyone.

  • December 28, 2021 |

    Online Savings Rates

    It was not the easiest set up but I am glad I have enjoyed making much more on my online savings account through this bank this past year.


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