Popular Direct:
Online Savings Account - 4.26% APY

• $5,000 minimum deposit
• 24/7 account access and customer support
• FDIC insured


Fee and Feature Guide

Savings Account
Interest Rate
APY 4.26%
Minimum deposit amount $5,000.00
Maximum deposit amount N/A
Balance Requirements
Minimum Opening Deposit $5,000.00
Minimum Balance to Avoid Fees $0.00
Minimum Required Balance $0.00
Fees
Monthly Maintenance Fee N/A
Foreign ATM Fees N/A
Insufficient Funds Fee $35.00
Incoming Wires N/A
Statements
Paper Statements Yes
Online Statements Yes
Online and Telephone Banking
Online Banking Yes
Telephone Banking Yes
Mobile Banking Yes
Deposit Checks with Mobile Device Yes
Free Bill Pay Yes
Online Bill Payments Required Yes
Account Opening
Open Online Yes
Insured by F.D.I.C.

Customer Reviews for Popular Direct (29)


  • February 1, 2023 |

    I would give them 0 stars if possible. I've had over 10+ CDs and bank accounts at all different institutions and never have I encountered such difficulty just accessing my account online! Just the application for opening the account was riddled with errors and I had to call them in order to move on. No confirmation emails are sent at all notifying you of your enrollment or account activity. Had to give them another call just to get my account number. You can try to sign up online to just make an account and nope. Enrollment will stall for no reason and you must call them again. For verification reasons, they've made multiple soft inquiries on my credit just to give me my own access to my online account. Wow. Then when I'm finally in, there's no way to set your maturity options. This is probably a fake company. I've never been so frustrated with opening a CD account.

  • January 4, 2023 |

    Online Savings Rates

    No, they are not.

  • April 10, 2021

    Online Savings Rates

    I opened an account a couple of years ago and had a dreadful experience. I saw two weeks ago that the rate was better than at Citizens so I closed that account for this one. I cannot access my money now or get customer service. I am not even making the .55% that is advertised. Fool me once, shame on you. Fool me twice ... oh, well.

  • December 3, 2019

    Online Savings Rates

    Awful bank, offer you a high savings rate, then drop Ong the rate so rapidly.

  • December 3, 2019

    Online Savings Rates

    Awful bank, offer you a high savings rate, then drop Ong the rate so rapidly.

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