Prime Alliance Bank:
Online Savings Account - 2.05% APY
• No monthly maintenance fees or minimum balance requirement.
• Online banking and mobile banking included.
• Deposit checks using the mobile app for free.
• Unlimited deposits and up to six withdrawals/transfers per month (withdrawal restriction temporarily suspended per Reg D update).
Fee and Feature Guide
| Savings Account | |
|---|---|
| Interest Rate | |
| APY | 2.05% |
| Minimum deposit amount | $1.00 |
| Maximum deposit amount | N/A |
| Balance Requirements | |
| Minimum Opening Deposit | $0.00 |
| Minimum Balance to Avoid Fees | $0.00 |
| Minimum Required Balance | $0.00 |
| Fees | |
| Monthly Maintenance Fee | N/A |
| Foreign ATM Fees | N/A |
| Insufficient Funds Fee | N/A |
| Incoming Wires | N/A |
| Statements | |
| Paper Statements | × |
| Online Statements | Yes |
| Online and Telephone Banking | |
| Online Banking | Yes |
| Telephone Banking | Yes |
| Mobile Banking | Yes |
| Deposit Checks with Mobile Device | Yes |
| Free Bill Pay | × |
| Online Bill Payments Required | Yes |
| Account Opening | |
| Open Online | Yes |
| Insured by | F.D.I.C. |
Customer Reviews for Prime Alliance Bank (9)
JaySN
December 6, 2021 |
Works fine, but I wish interest were credited monthly and not quarterly.
Is this review helpful? Yes:0 / No: 0
StuartC03
November 15, 2021 |
Great rate and never a problem.
Is this review helpful? Yes:0 / No: 0
John218632
October 1, 2021 | | Replies 1
I opened the account, having seen it listed on this site or on ratesandinfo.com after they raised their rate. I have not been disappointed but I have not needed to reach customer service. I did notice that interest is only credited quarterly and that means you will lose accrued interest in you close it on a day other than Jan 1, April 1, July 1 or October 1.
Is this review helpful? Yes:0 / No: 0
jennilou23 | Aug 13, 2022
You will not lose interest if closed before the next interest posting
LauraB
May 29, 2021 |
Not a bad experience to open the account. I only learned that interest is credited quarterly and that is at least a nuisance. I wish I had known.
Is this review helpful? Yes:3 / No: 0
Grory Geoff
May 5, 2021 |
Easy as pie and well worth my time to get 50% more than the major online banks are offering.
Is this review helpful? Yes:3 / No: 0
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