Quontic Bank :
Online Savings Account - 0.40% APY
• Minimum opening deposit: $100.
• Zero monthly fees.
• No more than six pre-authorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card and similar transactions from the account per month or statement cycle.
Fee and Feature Guide
| Savings Account | |
|---|---|
| Interest Rate | |
| APY | 0.40% |
| Minimum deposit amount | $150,000.00 |
| Maximum deposit amount | N/A |
| Balance Requirements | |
| Minimum Opening Deposit | $100.00 |
| Minimum Balance to Avoid Fees | $0.00 |
| Minimum Required Balance | $0.00 |
| Fees | |
| Monthly Maintenance Fee | N/A |
| Foreign ATM Fees | N/A |
| Insufficient Funds Fee | $35.00 |
| Incoming Wires | $10.00 |
| Statements | |
| Paper Statements | Yes |
| Online Statements | Yes |
| Online and Telephone Banking | |
| Online Banking | Yes |
| Telephone Banking | Yes |
| Mobile Banking | Yes |
| Deposit Checks with Mobile Device | Yes |
| Free Bill Pay | Yes |
| Online Bill Payments Required | Yes |
| Account Opening | |
| Open Online | Yes |
| Insured by | F.D.I.C. |
Reviews on Quontic Bank
Jason Turnable | Feb 15, 2021
Borrowing in USD and lending in BTC, what could possibly go wrong??? (You are the lender in USD).
Eli | Feb 12, 2021
I opened a CD last summer and received well below the contracted rate due to their delay, not mine. I discovered it months later and had no recourse. I am bombarded with ads and other promotions. i have even received phone calls from India that I believe originate from opening this account. I feel like the victim of a phishing operation.
AKG | Feb 10, 2021
Bitcoin is a mugs game and since this bank is all about bitcoin, I think it might be too!
Carl P. | Feb 02, 2021
Opened up a savings account and my rate is double what I had with my last account. Sign up was super easy so so far so good with Quontic!
JT | Dec 23, 2020
I aborted transaction a couple of weeks ago because got concerned about look-and-feel and responsiveness of website, and I have been getting spammed nonstop since then. The spamming is coming not just from them but they are clearly also selling my email address.