U.s. Bank National Association
Savings Account - 3.65% APY
Waive the $15 maintenance fee per statement cycle with a $10,000 minimum daily balance.
Fee and Feature Guide
|
Savings Account |
| Interest Rate |
|
| APY |
3.65% |
| Minimum deposit amount |
$50,000.00 |
| Maximum deposit amount |
N/A |
| Balance Requirements |
|
| Minimum Opening Deposit |
$100.00
|
| Minimum Balance to Avoid Fees |
$0.00 |
| Minimum Required Balance |
$10,000.00 |
| Minimum To Earn |
$0.00 |
| Fees |
|
| Monthly Maintenance Fee |
$15.00 |
| Foreign ATM Fees |
N/A |
| Insufficient Funds Fee |
N/A
|
| Incoming Wires |
N/A
|
| Statements |
|
| Paper Statements |
× |
| Online Statements |
Yes |
| Online and Telephone Banking |
|
| Online Banking |
Yes |
| Telephone Banking |
× |
| Mobile Banking |
Yes |
| Deposit Checks with Mobile Device |
Yes |
| Free Bill Pay |
Yes |
| Online Bill Payments Required |
Yes |
| Account Opening |
|
| Open Online |
Yes |
| Insured by |
F.D.I.C.
|
Pros
- There is no deposit fee for the first 25 deposit transactions per statement cycle, and each additional is $0.25.
Cons
Recent Rate Changes
|
Date
|
APY
|
|
April 1, 2026 |
3.65%
|
|
July 22, 2025 |
3.56%
|
Customer Reviews for U.S. Bank National Association
1.0 out of 5 based on 1 rating
Ugg
June 12, 2023 |
US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take over not knowing anything hiw he was paying bills. Billpay, autopay or by check or credit card.
I am in the account with him and have been. WE HAVE BEEN MARRIED 30 years next year. How dare they treat me like a goldigger. The account was just paying normal bills and me needing money to clean, move, sell a home (downsizing). I sold the house by myself to save money. Did all the work but steam cleaning carpet. I tore two tendins in my shoulder to save us money. I was taking care of my husbands needs after finding him initially dying and THEN HAD TO ENDURE TWO WEEKS OF HELL BECAUSE THE BANK DID THIS TO US. All charges DROPPED. I hate this bank staff of condescending -do gooders.
Is this review helpful? Yes:12 / No: 0
Larry Sweat
February 26, 2015
I own a 3/2 brick home built in 2006 in North Richland Hills, TX near Fort Worth that has a tax appraised value of $196,000. I currently have a single mortgage with a balance of $46,000. I will have this mortgage paid off within 12 months because I am paying at an accelerated monthly amount of $5000. My credit score is 806. Can you offer me a 3.99% HELOC for $75,000 that is locked for the first 24 months of the note which will not vary more than 2% per year after the first 24 months and can I pay interest only for the first 24 months?
Is this review helpful? Yes:11 / No: 12
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