Bask Bank, a division of Texas Capital Bank
Analysis
Written by 
Edited by General
Bask Bank is the online banking division of Texas Capital Bank, an Austin, Texas-based bank, and has been offering online banking services for many years now, having first entered the market by offering customers American Airlines miles in lieu of cash interest during the low interest rate environment that existed in 2018 and 2019 (another Texas Capital Bank division had offered a similar product for many years prior to Bask's launch).
Advantages
- Bask offers a very competitive APY in its Interest Savings Account.
- Bask's CD rates have offered rates that are among the leading rates from launch in late 2023, until they were suddenly launched lowered in September 2024.
- The bank's customer service is generally very highly rates.
Disadvantages
- Texas Capital Bank, Bask's parent, has a D climate rating due to its extensive and continued lending to the oil and gas industry.
Best Rate
Savings Fees
| Fee Type | |
|---|---|
| Non Sufficient Funds | $0.00 |
| Maintenance | $0.00 |
| Out-of-network ATM | $0.00 |
| Excessive Transaction | $0.00 |
| Incoming Wires | $0.00 |
Bask Bank, a division of Texas Capital Bank Reviews
TJ Boone
June 2, 2026 |
Opened an account with Bask several years ago for all of American Airlines miles when rates were close to zero. At some point I switched to an interest bearing account and then at some point I moved to another bank which was offering a higher rate. Never had a problem and I would have stayed or gone back if their rate had remained among the top rates. Now I received a note that my information was compromised and offering me some sort of credit monitoring. Very disappointed and unsure whether to engage in the credit monitoring (have perfect credit and hate these companies). I am obviously done with Bask but what do I do about this?
Is this review helpful? Yes:0 / No: 0
Add Your Review
or use your Google account
or use your BestCashCow account