Banc of California, National Association - California, CA Statewide Branches

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Branch	Address	View Lobby Hours
Century City Branch	1800 Avenue Of The Stars, Suite 675, Los Angeles, CA 90067	View Lobby Hours
Pacific Mercantile Bank	949 South Coast Drive, 3rd. Floor, Costa Mesa, CA 92626	View Lobby Hours
Costa Mesa Branch	949 South Coast Dr., Ste 105, Costa Mesa, CA 92626	View Lobby Hours
Internet Banking Branch	949 South Coast Dr, 3rd Fl., Costa Mesa, CA 92626	View Lobby Hours
Newport Beach Branch	450 Newport Center Drive, Suite 100, Newport Beach, CA 92660	View Lobby Hours
La Habra Branch	1530 West Whittier Blvd.Ste B, La Habra, CA 90631	View Lobby Hours
La Habra Branch	721 W. Whittier Blvd, Ste. G, La Habra, CA 90631	View Lobby Hours
Manhattan Beach Branch	1230 Rosecrans Avenue, Suite 100, Manhattan Beach, CA 90266	View Lobby Hours
Pacific Palisades Branch	530 Palisades Dr, Pacific Palisades, CA 90272	View Lobby Hours
3 Macarthur Branch	3 Macarthur Place, Suite 100, Santa Ana, CA 92707	View Lobby Hours
Fullerton East Branch	100 Laguna Road, Suite 100, Fullerton, CA 92835	View Lobby Hours
Long Beach Branch	180 E. Ocean Boulevard, Suite 100, Long Beach, CA 90802	View Lobby Hours
Century City Private Banking Branch	1880 Century Park East, Suite 104, Los Angeles, CA 90067	View Lobby Hours
La Jolla Branch	7877 Ivanhoe Avenue, La Jolla, CA 92037	View Lobby Hours
Pasadena Branch	600 South Lake Avenue, Suite 100, Pasadena, CA 91106	View Lobby Hours
Newport Beach Branch	500 Newport Center Drive, Ste 125, Newport Beach, CA 92660	View Lobby Hours
Santa Monica Branch	2635 Wilshire Blvd, Santa Monica, CA 90403	View Lobby Hours
Laguna Hills Branch	24033 El Toro Road Suite 130, Laguna Hills, CA 92653	View Lobby Hours
Century City Branch	1880 Century Park East, Suite 104, Los Angeles, CA 90067	View Lobby Hours
Banc Of California, National Association	3 Macarthur Place, Santa Ana, CA 92707	View Lobby Hours
Rancho Bernardo Branch	16840 Bernardo Center Drive, San Diego, CA 92128	View Lobby Hours
San Marcos Branch	1642 West San Marcos Boulevard, San Marcos, CA 92078	View Lobby Hours
Tustin Branch	13031 Newport Avenue, Suite 115, Tustin, CA 92780	View Lobby Hours
Placentia Branch	870 North Rose Drive, Placentia, CA 92870	View Lobby Hours
Whittier Branch	7355 Greenleaf Avenue, Whittier, CA 90602	View Lobby Hours
Los Angeles Branch	515 West 6th Street, Los Angeles, CA 90014	View Lobby Hours
La Habra Branch	401 E Whittier Blvd, La Habra, CA 90631	View Lobby Hours
Hacienda Heights Branch	3160 Colima Road, Hacienda Heights, CA 91745	View Lobby Hours
Brea Branch	220 S State College Blvd, Brea, CA 92821	View Lobby Hours
Montebello Branch	2133 West Beverly Boulevard, Montebello, CA 90640	View Lobby Hours
La Habra - Fashion Square Branch	1201 West Imperial Highway, La Habra, CA 90631	View Lobby Hours
Anaheim Hills Branch	100 South Fairmont Boulevard, Suite 100, Anaheim, CA 92808	View Lobby Hours
Paramount Branch	15954 Paramount Boulevard, Paramount, CA 90723	View Lobby Hours
East Whittier Branch	15175 Whittier Boulevard, Whittier, CA 90603	View Lobby Hours
Wilmington Branch	125 E. Anaheim Street, Suite A, Wilmington, CA 90744	View Lobby Hours
La Mirada Branch	12333 South La Mirada Boulevard, La Mirada, CA 90638	View Lobby Hours
Downey Branch	11101 La Reina Avenue, Downey, CA 90241	View Lobby Hours
Los Angeles - Loan Production Office	601 S. Figueroa Street, Ste 1850, Los Angeles, CA 90017	View Lobby Hours
Rancho Santa Fe Branch	16975 Avenida De Acacias, Suite 8, Rancho Santa Fe, CA 92067	View Lobby Hours
Santa Barbara Branch	18 West Canon Perdido Street, Santa Barbara, CA 93101	View Lobby Hours
Calabasas Branch	4774 Park Granada, Suite 2, Calabasas, CA 91302	View Lobby Hours
Brentwood Branch	2528 San Vincente Boulevard, Santa Monica, CA 90402	View Lobby Hours
Sherman Oaks Branch	14362 Ventura Blvd, Sherman Oaks, CA 91423	View Lobby Hours
Woodland Hills Branch	21700 Oxnard Street, Suite 150, Woodland Hills, CA 91367	View Lobby Hours

Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 2578474	6.366%	6.250% 0.88 points $3,930 fees	$1,971	Learn More
NMLS ID: 292473	6.496%	6.375% 0.63 points $4,072 fees	$1,997	Learn More
NMLS ID: 401822	6.655%	6.500% 1.00 points $5,195 fees	$2,023	Learn More
NMLS ID: 1025894	6.705%	6.625% 0.63 points $2,633 fees	$2,049	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity See Table	Intro APR 6.800 % After Intro: 6.800 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]
Farmers Bank of Kansas City See Table	Intro APR 8.750 % After Intro: 8.750 %	$25,000	Learn More More Info
This is not a pre-approval or an offer of credit. This is an invitation to apply, and in order to qualify for a loan you must meet our credit and other requirements. Applicants are required to provide a current and valid completed application, proof of income, mortgage statement, property hazard insurance, and a photo ID. Approval is contingent upon a full application and is not guaranteed. We will not extend credit if we cannot verify that your credit profile, debt, income, identity, property value, home equity, and title meet our underwriting criteria. Loan terms, rates, and fees are subject to change. Rates and terms may vary and depend on credit score, CLTV (combined loan-to-value), property type, occupancy and loan terms. These results are for informational purposes only. Farmers Bank of Kansas City’s Home Equity Line of Credit (HELOC) has a 20-year repayment term. The first 10 years will be the Draw period with the interest rate based on the Prime Rate published by the Wall Street Journal plus a margin and allows for an interest only payment to be made during the draw period. If a balance is owed after the draw period concludes, the interest rate will become fixed for the remaining 10 years and will be based upon the Prime Rate published by the Wall Street Journal plus a margin. The HELOC interest rate will not go below 5% or higher than 18%. The minimum line amount offered is $25,000 and the maximum line amount offered is $350,000. The minimum draw amount required is $25,000 or half of the maximum line amount, whichever is greater. A HELOC requires you to pledge your home as collateral, and you could lose your home if you fail to repay. Offers, rates and fees are subject to change without notice. Repayment begins approximately 30 calendar days after funding. Farmers Bank of Kansas City also offers a fixed rate Home Equity Loan (HELOAN). Rates vary and depend on credit score, CLTV (combined loan-to-value), property type, occupancy and loan terms. Customized Rate Quote 24/7 Online Borrower Portal Streamlined Online Application Up to 100% LTV
Achieve Loans See Table	Intro APR 10.125 % After Intro: 10.125 %	$0	Learn More More Info
Home Equity loans are available through our affiliate Achieve Loans (NMLS ID #1810501). Equal Housing Opportunity. Offers may vary and loan requests are subject to eligibility requirements, application review, loan amount, loan term, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts are between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio, and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Other terms, conditions and restrictions apply. Fixed rate APRs range from 6.74% - 14.75% and are assigned based on underwriting requirements; offer APRs may include a discount for automatic payment enrollment (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month and can fluctuate during the draw period. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. Combined loan-to-value ratio may not exceed 80% (20 and 30 year debt consolidation requests may not exceed 75%), including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. Equal Housing Opportunity. Contact Achieve Loans for further details. Competitive rates, Pre-qualify in minutes Mortgage Advisors standing by to help find the best solution Flexible terms with fast funding Minimum credit score: 640

Banc of California, National Association - California, CA Statewide Branches

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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