Berkshire Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Whitesboro Branch	34 Oriskany Boulevard, Whitesboro, NY 13492	View Lobby Hours
Queensbury Branch	183 Quaker Road, Glens Falls, NY 12804	View Lobby Hours
Sanford Farms Branch	140 Sanford Farms Plaza, Amsterdam, NY 12010	View Lobby Hours
East Utica Branch	1100 Mohawk Street, Utica, NY 13501	View Lobby Hours
Ilion Branch	1 Central Plaza, Ilion, NY 13357	View Lobby Hours
Woburn Loan Production Office	150 Presidential Way, Woburn, MA 1801	View Lobby Hours
Westborough Route 9 Branch	303 Turnpike Road (Route 9), Westborough, MA 1581	View Lobby Hours
Loudonville Ny Branch	399 Albany Shaker Road, Loudonville, NY 12211	View Lobby Hours
Lower Makefield Branch	706 Stony Hill Road, Morrisville, PA 19067	View Lobby Hours
Farmington Branch	763 Farmington Avenue, Farmington, CT 6032	View Lobby Hours
Boston Branch	121 Congress Street, Boston, MA 2110	View Lobby Hours

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Reviews on Berkshire Bank

Run | Jan 12, 2021

They put paychecks on hold for a day so don’t expect your paycheck right away and they don’t answer their phones

So upset | Jan 12, 2021

Berkshire is the worst bank I have ever dealt with I need to cancel my My debit card and I can’t even get through

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 292473	6.477%	6.375% 0.50 points $3,448 fees	$1,997	Learn More
NMLS ID: 613839	6.724%	6.624% 0.50 points $3,324 fees	$2,049	Learn More
NMLS ID: 399799	6.730%	6.625% 0.75 points $3,628 fees	$2,049	Learn More
NMLS ID: 401822	6.770%	6.625% 0.88 points $4,795 fees	$2,049	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Four Leaf Federal Credit Union See Table	Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

Berkshire Bank - Nationwide Branches

Reviews on Berkshire Bank

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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