Central Bank & Trust Co. - Kentucky, KY Statewide Branches

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Branch	Address	View Lobby Hours
Hurstbourne Plaza Branch	9300 Shelbyville Road, Suite 100, Louisville, KY 40222	View Lobby Hours
Taylorsville Rd Branch	4630 Taylorsville Road, Louisville, KY 40220	View Lobby Hours
Waterfront Plaza Branch	321 W Main Street, Louisville, KY 40202	View Lobby Hours
Turfway Road Branch	7310 Turfway Road, Florence, KY 41042	View Lobby Hours
Eastland Banking Center	649 East New Circle Road, Lexington, KY 40505	View Lobby Hours
North Park Branch	515 New Circle Road, N.W., Lexington, KY 40505	View Lobby Hours
North Maple Branch	43 North Maple Street, Winchester, KY 40391	View Lobby Hours
Georgetown Branch - Connector Road	410 Connector Road, Georgetown, KY 40324	View Lobby Hours
Tates Creek Centre Branch	4090 Tates Creek Centre Dr, Lexington, KY 40517	View Lobby Hours
Harrodsburg Road Branch	3705 Harrodsburg Road, Lexington, KY 40504	View Lobby Hours
Tates Creek Road Branch	3270 Tates Creek Road, Lexington, KY 40502	View Lobby Hours
Andover Banking Center Branch	3101 Maple Leaf Drive, Lexington, KY 40509	View Lobby Hours
Nicholasville Branch	301 North Main Street, Nicholasville, KY 40356	View Lobby Hours
Central Bank & Trust Co.	300 West Vine Street, Lexington, KY 40507	View Lobby Hours
Richmond Branch	300 West Main Street, Richmond, KY 40475	View Lobby Hours
Southland Branch	256 Southland Drive, Lexington, KY 40503	View Lobby Hours
Crestview Hills Branch	2850 Turkey Foot Rd, Crestview Hills, KY 41017	View Lobby Hours
Sir Barton Branch	2443 Sir Barton Way, Lexington, KY 40509	View Lobby Hours
Versailles Road Branch	2347 Versailles Road, Lexington, KY 40504	View Lobby Hours
Richmond Road Branch	2233 Richmond Road, Lexington, KY 40502	View Lobby Hours
Fort Mitchell Branch	2075 Dixie Highway, Fort Mitchell, KY 41011	View Lobby Hours
Keene Road Branch	1471 Keene Rd, Nicholasville, KY 40356	View Lobby Hours
Georgetown Branch	137 East Main Street, Georgetown, KY 40324	View Lobby Hours
Pioneer Drive	1110 Pioneer Drive, Winchester, KY 40391	View Lobby Hours
Berea Branch	101 Brentwood Street, Berea, KY 40403	View Lobby Hours
Nicholasville Road Branch	100 East Reynolds Road, Fayette County, KY 40503	View Lobby Hours

Reviews on Central Bank & Trust Co.

Pbar | Mar 11, 2023

Best Bank in Lexington. FDIC insured but not ruled by the Fed.

Wellington | Nov 1, 2019

Not impressed. Got a CD last November. The staff person put the wrong SS number. I was back home 60 miles away before I realized it. My bad. Central does not issue earnings statements. So the same staff told me Thought I would buy a truck in August. Asked about using CD as security for a loan. Less than 25% of the value of the CD. The person that answered the phone did not know if Central did that. Supposedly talked to a loan officer. I held on til she reported back, " we don't do that". The original staff didn't know what a passbook savings account was. I am dating myself, but I retired from FDIC. So on the maturity date of 11\13\19 I will be moving my money Still scratching my head!!

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.871%	5.750% 0.75 points $4,235 fees	$1,868	Learn More
NMLS ID: 613839	6.110%	5.990% 0.75 points $4,147 fees	$1,917	Learn More
NMLS ID: 399799	6.121%	6.000% 0.88 points $4,316 fees	$1,919	Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

Central Bank & Trust Co. - Kentucky, KY Statewide Branches

Reviews on Central Bank & Trust Co.

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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