Citizens Bank, National Association - Nationwide Branches

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Branch	Address	View Lobby Hours
Johnstown	17 South Market Street, Johnstown, NY 12095	View Lobby Hours
Kenmore Branch	3494 Delaware Ave, Tonawanda, NY 14217	View Lobby Hours
Milestone Square	17 North Avenue / Ste 6, Pleasant Valley, NY 12569	View Lobby Hours
Everett Stop & Shop Branch	1690 Revere Beach Parkway, Everett, MA 2149	View Lobby Hours
Schafer/ 6 Mile Branch	16841 Schafer Road, Detroit, MI 48235	View Lobby Hours
Gales Ferry Branch	1663 Route 12, Gales Ferry, CT 6335	View Lobby Hours
Walnut Hill Branch	1675 Diamond Hill Road, Woonsocket, RI 2895	View Lobby Hours
Lee-Harvard Branch	16822 Harvard Avenue, Cleveland, OH 44128	View Lobby Hours
Warren / Woodmont	16501 West Warren Avenue, Detroit, MI 48228	View Lobby Hours
Groton Branch	163 Main Street, Groton, MA 1450	View Lobby Hours
Brigham Circle Branch	1628 Tremont Street, Boston, MA 2120	View Lobby Hours
Marsh Road Branch	1620 Marsh Road, Wilmington, DE 19803	View Lobby Hours
Penfield Road/Tops Branch	1601 Penfield Road, Rochester, NY 14625	View Lobby Hours
Portsmouth Shaw's Branch	1600-28 Woodbury Avenue, Portsmouth, NH 3801	View Lobby Hours
Springfield Stop & Shop Branch	1600 Boston Road, Springfield, MA 1129	View Lobby Hours
Lawrence Branch	160 Winthrop Avenue, Lawrence, MA 1843	View Lobby Hours
Kingston Stop And Shop Branch	160 Summer St, Ste 2, Kingston, MA 2364	View Lobby Hours
Dedham Stop & Shop Branch	160 Providence Highway, Dedham, MA 2026	View Lobby Hours
Plainfield Branch	16 Railroad Avenue, Plainfield, CT 6374	View Lobby Hours
Stow Branch	159 Great Road, Stow, MA 1775	View Lobby Hours
Dearborn / Greenfield	15930 Michigan, Dearborn, MI 48126	View Lobby Hours
Maple Heights Branch	15765 Broadway Avenue, Maple Heights, OH 44137	View Lobby Hours
Okemos Branch	1575 W. Grand River Avenue, Okemos, MI 48864	View Lobby Hours
Shadow Valley Branch	1560 S Holland-Sylvania Road, Maumee, OH 43537	View Lobby Hours
Clinton Branch	156 East Main Street, Clinton, CT 6413	View Lobby Hours
North Elm Street Branch	1550 North Elm Street, Manchester, NH 3104	View Lobby Hours
Pelham Branch	155 Bridge Street, Pelham, NH 3076	View Lobby Hours
Exeter Branch	154 Water Street, Exeter, NH 3833	View Lobby Hours
Macomb Twp / Kroger Branch	14945 23 Mile Road, Shelby Township, MI 48315	View Lobby Hours
Hayes / 19 Mile	15341 19 Mile Rd., Clinton Township, MI 48038	View Lobby Hours
St. Albans Branch	152 South Main Street, Saint Albans, VT 5478	View Lobby Hours
Mystic Mall Branch	152 Everett Avenue, Chelsea, MA 2150	View Lobby Hours
Towne Centre Strongsville	15169 Pearl Rd, Strongsville, OH 44136	View Lobby Hours
School House Road Branch	1516 Western Ave, Albany, NY 12203	View Lobby Hours
Middleburg Heights	15050 Bagley Road, Middleburg Heights, OH 44130	View Lobby Hours

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Reviews on Citizens Bank, National Association

Dana E. | Mar 20, 2016

Good solid bank.

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.872%	5.750% 0.75 points $4,254 fees	$1,868	Learn More
NMLS ID: 399799	6.111%	6.000% 0.88 points $3,977 fees	$1,919	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

Citizens Bank, National Association - Nationwide Branches

Reviews on Citizens Bank, National Association

Featured - 30 Year Fixed Mortgage Rates 2025

Featured - Home Equity Line Of Credit Rates 2025

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