Columbia State Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
West Olympia Branch	2820 Harrison Ave Nw, Olympia, WA 98502	View Lobby Hours
Administrative Office	2755 Pence Loop Se, Salem, OR 97302	View Lobby Hours
Sunnyside Branch	2690 E. Lincoln Avenue, Sunnyside, WA 98944	View Lobby Hours
Kingston Branch	26563 Lindvog Road Ne, Kingston, WA 98346	View Lobby Hours
Hood River Branch	2650 Cascade Avenue, Hood River, OR 97031	View Lobby Hours
Woodburn West Branch	1133 N. Evergreen Road, Woodburn, OR 97071	View Lobby Hours
Winslow Way Branch	249 Winslow Way East, Bainbridge Island, WA 98110	View Lobby Hours
Hoodsport Branch	24341 N Hwy 101, Hoodsport, WA 98548	View Lobby Hours
Fircrest Branch	2401 Mildred St. West, Fircrest, WA 98466	View Lobby Hours
Maple Valley Branch	23924 225th Way Se, Maple Valley, WA 98038	View Lobby Hours
Clarkston Branch	233 Bridge Street, Clarkston, WA 99403	View Lobby Hours
Shelton Branch	2307 Olympic Highway North, Shelton, WA 98584	View Lobby Hours
Port Orchard Branch	228 Bravo Terrace, Port Orchard, WA 98367	View Lobby Hours
Old Town Branch	2200 North 30th Street, Tacoma, WA 98403	View Lobby Hours
Bellingham Branch	211 East Holly Street, Bellingham, WA 98225	View Lobby Hours
Pendleton Branch	2101 Sw Court Place, Pendleton, OR 97801	View Lobby Hours
High School Rd Branch	208 High School Road Ne, Bainbridge Island, WA 98110	View Lobby Hours
Auburn Branch	2041 Auburn Way North, Auburn, WA 98002	View Lobby Hours
Goldendale Branch	202 West Main Street, Goldendale, WA 98620	View Lobby Hours
Poulsbo Branch	20148 10th Avenue Ne, Suite B, Poulsbo, WA 98370	View Lobby Hours
Ritzville Branch	201 West Main Avenue, Ritzville, WA 99169	View Lobby Hours
84th And Pacific Branch	201 South 84th Street, Tacoma, WA 98444	View Lobby Hours
Monmouth Branch	200 East Main Street, Monmouth, OR 97361	View Lobby Hours
Bonney Lake	19925 State Route 410 E, Bonney Lake, WA 98391	View Lobby Hours
Allenmore Branch	1959 S Union Ave, Tacoma, WA 98405	View Lobby Hours
Oregon City Branch	19550 Molalla Avenue, Suite 139, Oregon City, OR 97045	View Lobby Hours
Monroe Branch	19500 Highway 2, Monroe, WA 98272	View Lobby Hours
Everett Branch	1810 Everett Ave, Everett, WA 98201	View Lobby Hours
Tillamook Branch	1806 3rd Street, Tillamook, OR 97141	View Lobby Hours
Stayton Branch	1800 Wilco Rd, Stayton, OR 97383	View Lobby Hours
Woodburn East Branch	1755 Mount Hood Avenue Suite 120, Woodburn, OR 97071	View Lobby Hours
Spanaway Branch	17502 Pacific Avenue, Spanaway, WA 98387	View Lobby Hours
176th & Meridian	17208 Meridian E, Puyallup, WA 98375	View Lobby Hours
Bend Third Street	1701 Northeast Third Street, Bend, OR 97701	View Lobby Hours
Snohomish Branch	167 Lincoln Avenue, Snohomish, WA 98290	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 399799	6.111%	6.000% 0.88 points $3,977 fees	$1,919	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Home Equity Line of Credit - Equal Housing Lender Loans Amounts from $25,000 - $500,000 Get a HELOC from PenFed to Put Your Home Equity to Work HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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