Dime Community Bank - Nationwide Branches

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Branch	Address	View Lobby Hours
Melville Branch	859 Walt Whitman Road, Melville, NY 11747	View Lobby Hours
Massapequa Office	750 Hicksville Road, Massapequa, NY 11758	View Lobby Hours
Merrick Branch	2222 Merrick Road, Merrick, NY 11566	View Lobby Hours
Bay Shore Branch	380 Montauk Hwy, Bay Shore, NY 11706	View Lobby Hours
Woodbury Office	8191 Jericho Turnpike, Woodbury, NY 11797	View Lobby Hours
New Hyde Park Branch	799 Hillside Avenue, New Hyde Park, NY 11040	View Lobby Hours
Bayside Branch	43-01 Bell Blvd, Bayside, NY 11361	View Lobby Hours
Melville Branch	400 Broadhollow Road, Melville, NY 11747	View Lobby Hours
Rockville Centre Branch	333 Merrick Road, Rockville Centre, NY 11570	View Lobby Hours
Huntington Office Branch	337 Main Street, Huntington, NY 11743	View Lobby Hours
Oceanside Office Branch	3121 Long Beach Road, Oceanside, NY 11572	View Lobby Hours
Great Neck Branch	200 Middle Neck Rd, Great Neck, NY 11021	View Lobby Hours
52nd Street Manhattan Branch	12 East 52nd Street, New York, NY 10022	View Lobby Hours
Garden City Branch	1055 Franklin Avenue, Garden City, NY 11530	View Lobby Hours
Montauk Branch	3 The Plaza, Montauk, NY 11954	View Lobby Hours
Mattituck Branch	10900 Main Road, Mattituck, NY 11952	View Lobby Hours
Hauppauge Branch	898 Veterans Memorial Highway, Suite 240, Hauppauge, NY 11788	View Lobby Hours
East Hampton Branch	8 Gingerbread Lane, East Hampton, NY 11937	View Lobby Hours
Rocky Point Branch	75 Route 25a, Rocky Point, NY 11778	View Lobby Hours
Wading River Branch	6324 Route 25a, Wading River, NY 11792	View Lobby Hours
Shirley Branch	630 Montauk Hwy., Shirley, NY 11967	View Lobby Hours
East Hampton Satellite Branch	55 Main Street, East Hampton, NY 11937	View Lobby Hours
Southold Branch	54970 Main Road, Southold, NY 11971	View Lobby Hours
Hampton Bays Branch	48 E. Montauk Hwy, Hampton Bays, NY 11946	View Lobby Hours
Airport Branch	4155 Veterans Memorial Highway, Suite 1 & 2, Ronkonkoma, NY 11779	View Lobby Hours
Deer Park Branch	410 Commack Road, Deer Park, NY 11729	View Lobby Hours
Patchogue Branch	41 East Main Street, Patchogue, NY 11772	View Lobby Hours
Cutchogue Branch	32845 Main Road, Cutchogue, NY 11935	View Lobby Hours
Windmill Lane Branch	243 Windmill Lane, Southampton, NY 11969	View Lobby Hours
Bnb Bank	2200 Montauk Highway, Bridgehampton, NY 11932	View Lobby Hours
Greenport Branch	218 Front St., Greenport, NY 11944	View Lobby Hours
Shelter Island Branch	21 North Ferry Road, Shelter Island, NY 11964	View Lobby Hours
Sag Harbor Branch	2 Bay Street, Sag Harbor, NY 11963	View Lobby Hours
Westhampton Beach Branch	194 Mill Road, Westhampton Beach, NY 11978	View Lobby Hours
Peconic Landing Branch	1500 Brecknock Rd, Greenport, NY 11944	View Lobby Hours

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Featured - 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Monthly Payment	Learn More
NMLS ID: 401822	0.000%	0.000% 0.00 points $0 fees	$0	Learn More
NMLS ID: 292473	5.737%	5.625% 0.63 points $3,941 fees	$1,843	Learn More
NMLS ID: 3030		points fees		Learn More

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Featured - Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
Figure Home Equity Line See Table	0.000 %	$0	Learn More More Info
The Figure Home Equity Line is an open-end product where the full loan amount (minus the origination fee) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Approval may be granted in fi ve minutes but is ultimately subject to verifi cation of income and employment, as well as verifi cation that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary, and where loan amounts are under $400,000 which would not require an appraisal. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing, or that require a waiting period prior to closing, or where loan amounts exceed $400,000. #1 Non-bank HELOC in the US, A+ BBB Rating Access $15,000 to $750,000 in home equity with flexible terms Approval in as few as 5 minutes, funding in as few as 5 days Use to consolidate debt, finance your next home project, or major expenses
Figure Home Equity See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Available APRs range from 6.35% - 14.90%*, which includes the payment of a higher origination fee in exchange for a reduced interest rate, which is not available to all applicants or in all states.(the advertised APR includes a combined 0.25% discount for opting into a credit union membership (0%) and enrolling in autopay (0.25%) as well as payment of higher origination fee in exchange for a reduced rate, which is not available to all applicants or in all states). The lowest APRs are only available to the most qualified applicants, depending on credit profile and the state where the property is located, and those who also select five year loan terms; APRs will be higher for other applicants and those who select longer loan terms. Rates change frequently so your exact APR will depend on the date you apply. APRs for home equity lines of credit do not include costs other than interest. You will be responsible for an origination fee of up to 4.99% of your initial draw, depending on the state in which your property is located and your credit profile. You may also be responsible for paying the costs of valuation if an AVM is not available for your property ($180), manual notarization if your county doesn’t permit eNotary ($380), and recording fees ($0 - $315) and recording taxes, which vary by state and county ($0-$1,400 per one hundred thousand dollars borrowed). Property insurance is required as a condition of the loan and flood insurance may be required if your property is located in a flood zone. Flexible terms, borrow $15K-$750K, redraw up to 100% Use to consolidate debt or finance your next home project 100% digital app & automated valuation Largest non-bank HELOC lender in the US
Third Federal Savings and Loan See Table	Intro APR 6.990 % After Intro: 6.990 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Four Leaf Federal Credit Union See Table	Intro APR 5.990 % After Intro: 7.250 % Intro Period: 12 months	$25,000	Learn More More Info
Rates/terms are subject to change. All offers of credit are subject to credit approval. Applicants may be offered credit at higher rates and other terms. Property insurance (including flood insurance, if applicable) is required. HELOCs not offered in Texas. Membership at FourLeaf is required by opening a minimum $5 share account. Rates shown are based on primary residence, minimum initial draw of $25,000 at account opening, monthly payments via automatic transfers from a FourLeaf checking/savings account, and borrower(s) inputs for credit score and Combined Loan-to-Value. If borrower(s) qualifies for an intro rate, the intro APR is fixed for 12 months. After, standard APR is variable based on the U.S. Prime Rate, plus a margin, and is subject to increase. To obtain an intro rate, borrower(s) must meet credit/loan program requirements, including (but not limited to): 1) maximum CLTV of 75%, 2) minimum credit score of 720 3) initial draw of $25,000 and maintain this balance for 12 months, 4) monthly payments via automatic transfers from a FourLeaf checking/savings account, and 5) have not had an intro rate within the past 5 years. Loan amounts over $500,000 are not available for the intro rate. The standard APR is variable based on the U.S. Prime Rate as published in the Wall Street Journal, plus a margin (if applicable), and is subject to increase after consummation. The current standard APR ranges from 7.50% - 18.00% as of 4/16/2025. Not all applicants will qualify for the lowest rate. The minimum floor APR is 3.25% and maximum is 18%. Prime Rate as of 4/16/2025 = 7.50%. Closing costs for the first $500,000 will be paid by FourLeaf but must be repaid by the borrower(s) if the HELOC is closed within first 36 months of account opening. Fees generally range between $500 - $15,000. Borrower(s) will be responsible for mortgage-related taxes and title insurance costs on the line amounts over $500,000. Fees generally range between $500 -$60,000. Tap into your home's equity & access the funds you need with a HELOC Apply online or speak with a specialist No application, origination & appraisal fees on lines up to $500K[3] On average, access funds within 35 days[5]

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