Farmers State Bank - Nationwide Branches
| Branch | Address | View Lobby Hours |
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Hull Branch
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Walnut Street And Highway 36, Hull, IL 62343 |
View Lobby Hours
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Pittsfield Motor Branch
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Route 106 West Pittsfield, Pittsfield, IL 62363 |
View Lobby Hours
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Jerseyville Branch
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712 West County Road, Jerseyville, IL 62052 |
View Lobby Hours
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Whitehall Branch
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133 North Main Street, White Hall, IL 62092 |
View Lobby Hours
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Winchester Branch
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25 East Cherry, Winchester, IL 62694 |
View Lobby Hours
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Farmers State Bank
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108 East Adams Street, Pittsfield, IL 62363 |
View Lobby Hours
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Featured - 30 Year Fixed Mortgage Rates 2025
NMLS ID: 1835285
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5.741%
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5.625%
0.75 points
$4,096 fees
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$1,843
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Learn More
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NMLS ID: 118653
License#: CL-118653
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5.952%
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5.875%
0.88 points
$3,058 fees
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$1,893
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Learn More
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NMLS ID: 432980
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5.993%
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5.875%
0.00 points
$4,324 fees
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$1,893
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Learn More
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Featured - Home Equity Line Of Credit Rates 2025
Upstart Home Lending
See Table
|
Intro APR
6.520 %
After Intro:
6.520 %
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$20,800
|
Learn More
More Info
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1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC dba Upstart Home Lending. NMLS #2443873
- As low as 6.52% APR on your initial draw*
- Get your money up to 10x faster than the industry standard**
- Fixed rate on each draw**
- No paperwork needed to apply
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Achieve Loans
See Table
|
Intro APR
6.990 %
After Intro:
6.990 %
|
$0
|
Learn More
More Info
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Offers may vary; all loan requests are subject to eligibility requirements, application review, loan amount, loan term, income verification, and lender approval. Product terms are subject to change at any time. Offers are a line of credit. Loans are not available to residents of all states and available loan terms/fees may vary by state where offered. Line amounts between $15,000 and $300,000 and are assigned based on product type, debt-to-income ratio and combined loan-to-value ratio. 10, 15, 20, and 30-year terms available. Minimum 600 credit score applies for debt consolidation requests (20 and 30 year terms require a minimum credit score of 640), minimum 700 applies for cash out requests. Fixed rate APRs range from 6.240%- 14.00% and are assigned based on underwriting requirements. Offer APRs assume automatic payment enrollment which may provide a discount (autopay enrollment is not a condition of loan approval). All terms have a 5-year draw period with the remaining term being a no draw period. Payments are fully amortized during each period and determined on the outstanding principal balance each month. Closing fees range from $750 to $6,685, depending on line amount and state law requirements and typically include origination (up to 3.5% of line amount) and underwriting ($725) fees if allowed by law. Property must be owner-occupied. CLTV ratio may not exceed 75%, including the new loan request. Property insurance is required and flood insurance may be required if the subject property is located in a flood zone. You must pledge your home as collateral. 6.240% APR requires low DTI and CLTV; a maximum loan amount of up to $150,000; 10-year term; FICO 780+; and automatic payment enrollment. Contact Achieve Loans for further details. Equal Housing Opportunity.
- Competitive rates, Pre-qualify in minutes
- Mortgage Advisors standing by to help find the best solution
- Flexible terms with fast funding
- Minimum credit score: 600
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